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A journey of a 1000 miles must begin with single footstep....

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  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    You're on fire!
    x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I really want to clear Lloyds by the end of the year, that means payments of £412.42 per month before interest is allowed for. Not gonna happen I don't think, a good bonus in September could make all the difference though!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    your doing so well Woo. Can i ask as i've never been able to pay anything off by doing PADs does your statement really show all the individual transactions? how long is is each month? I'll bet they get really narked when they have to run it for you.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Yep it shows every little payment, when I was doing really well it was at least 2 pages long :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hiya Woo

    It's amazing what it all adds up to over a period of time isn't it? Every single payment, even if 1p, helps.

    Who knows what luck may come your way this year - I hope it does.

    Was it the OD you are working on first did you say?
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Well done on all the payments Woo - you are fully back in the game! xx
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Lloyds won't know what's hit them this month!

    Fingers crossed for a 2 page statement :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    £1.01 to Lloyds today :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • BaillieRiley
    BaillieRiley Posts: 309 Forumite
    Hello Woo! bf-wave-new.gif

    You are doing so well!

    BRx
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hey BR

    Where have you been? x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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