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A journey of a 1000 miles must begin with single footstep....

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Comments

  • EB69
    EB69 Posts: 878 Forumite
    You wont let yourself be slack. A little pick me up is good. so long as you are not adding to the debt and still clearing more than min balances I think you can go a little easier on yourself now and again.
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Woowoo wrote: »
    Morning guys

    Thanks for the understanding and not beating me with a big stick, however if you see me being really slack I would appreciate a massive kick up the !!! as this debt is not gonna clear itself after all!

    Hi Woo
    That statement lets us know that you are still on track. You have done so well my dear and you will clear this asap:j
    No harm in a treat but it only makes us feel good if we know its a treat and not the start of a downhill slide. I feel guilty when I treat myself sometimes and its stupid to do so. So you enjoyed your wee shop and now you are ready to get back on track.
    its payday for you tomorrow .... all the best with it.
    Thinking about you :)
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • 1 more sleep til pay day yey!!
    :)
    x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I don't get paid till Monday, boo!
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Hi Woo , hope you are ok xx
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Boss didn't put payroll through til yesterday, means we won't get paid til monday. For once, I'm OK....but I doubt the other girls will be pleased. Checked contract and it doesn't specify which day we get paid, just that it's one month in arrears. Hope you are ok woo x
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I bet they won't be Rachel, January is such a long and miserable month as well, at least you were prepared :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Pay day's here for you Woo :) how are the figures looking?
    x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning DF

    I have made minimal payments today, so instead of going sub £10k, I am sub £10.5k :(

    I am going to pay my OH the £300 I owe him for skiing. I have also moved £350 across to my savings account, which includes my £200 rent.

    There is a strong possibility I will be moving out next week, so I need to hang onto some cash until I know what's going on.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Morning Woo
    Sub 10.5k is a huge achievement - you should be SO proud of yourself. As Kat said previously - without your inspiration she, and I wouldn't have joined.

    I feel for you hun, if your comment's relating to your previous one's re probs. It's an awful time for you and I know you have lots of peeps on here to talk with but feel free to vent whenever and I will listen.

    Are you at work today? What time until?

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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