We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A journey of a 1000 miles must begin with single footstep....
Comments
-
The extra payment is top stuff hun!
I would also totally agree on giving yourself some spending money, you have done so well already and at the moment you need a bit of cheering up
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
0 -
Indeed Woo - you do so well, a nice little treat is the perfect pick me up. And no doubt you will think carefully about whatever treat it is to get maximum benefit from it (as opposed to me - I'd end up in nearest champagne bar and get sozzled and not even remember if I enjoyed it!!!!)0
-
Thanks guys, I'm not falling off the wagon, just cutting myself some slack!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Very glad to hear you are cutting yourself some slack honey! xLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
I think that's a good decision woo, you can only cut things to the bare minimum for so long before you have to let yourself have something too, both in terms of physically needing to buy stuff and being able to stick to dfw ways in the long termLittle monkey born November 2012:jFroglet due March 20160
-
I couldnt agree more with giving yourself a bit of treat money, you know I have done exactly that and I am a happier HWG than before cant wait for girls night out Friday and the following weekend we have a night away. All been done on the cheap but i guess its what you make of it.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Woo i think you're doing something good by giving yourself some slack, there's nowt wrong with just plodding for a little while, when you're ready for the uber fight then we'll be here to help you as well. We'll be more than happy to help you spend if you want as well0
-
Sometimes I think we have gone from one extreme to the other.
Life IS for living and yes we must spend some of our living is paying debts off but there has to be a little give and take too. Everything you buy now Woo will be treasured and enjoyed and thats priceless. Frivilous spending is not good but spending to nuture that give and take part of living is very very necessary.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
I agree with everyone Woo - you deserve to cut yourself some slack, if it wasn't for you and your diary I don't think I would have joined
xx
Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
Morning guys
Thanks for the understanding and not beating me with a big stick, however if you see me being really slack I would appreciate a massive kick up the !!! as this debt is not gonna clear itself after all!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards