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A journey of a 1000 miles must begin with single footstep....
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I booked my New Year snowboarding trip today, within the budget I set myself so am happy.
Small argument with OH about it as we always do 2 weeks, where as this year I only agreed to go if it was for 1 week, when it came to booking he had a little sulk when I wouldn't back down and do 2 weeks. He needs to learn what the word comprise actually means!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Happy Holiday Booking - what joy and very richly deserved xx
Boys and Compromise - nah neverLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Lots of leaflet delivering this weekend, Saturday and Sunday. All extra pennies towards my Lloyds card so worth foresaking my weekend again, plus it's meant to be hot so the legs are coming out so I can work on my tan whilst pounding the pavements!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
multi-tasking - love it!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Now woowoo i think you should be sending that £5 to lloyds, and not to the local take away
Good luck with the leaflet delivery tomorrow remember your suncreamMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Wow- thank you thank you thank you- loved the penny idea:j
I am starting right now- I should walk more though
I wonder if I start sending the pennies to Halifax CR Card every day, would they get annoyed , hopefuly they might Such a brilliant idea x Don't forget smiling
:):)0 -
Thanks Herewego, I actually logged onto my bank and sent the £5 after reading your post!
Hi want to be free, that's partly why I send small payments instead of saving them till the end of the month, I hope it really gets on their nerves, like they really get on mine!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done :T im sure the chinese would have been very bad for you
Ive made about 20 paymants to virgin this month but its made such a difference.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Woowoo I have just sat down and read your entire diary what an insperation you are. Oh and I have subscibed Car Loan [STRIKE]$4471.47[/STRIKE] $1,254.70, CC1 Approx $4900, CC2 $108.00, HECS (student loan) $26,213 Total Debt - [STRIKE]$35,712.76[/STRIKE] $32,475.70DFD - September 2014Savings: Not smoking pot $397.98 (16/7/10), House Deposit $11,925.24 (16/7/10)Savings Total - [STRIKE]$12,013.06[/STRIKE] 12,323.22NSD Challenge June: 15/15 July: 9/120
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i so wish i could make lots of little payments to my debt but unfortunately it's a loan which i have to save to pay off, it's not much fun and it's not fair ! lol0
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