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A journey of a 1000 miles must begin with single footstep....
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I have just worked out that my current level of debt is costing me £2000 per year!!!!! That is such an absolute waste of money and the only way to change it is to keep debt busting, think that figure is enough motivation to stick with it.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Managed to squeeze £8.73 out of my budget, so have just paid this off Lloyds. Only another £8,915.58 needed to clear that card lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
You bought an iphone, good for you and I am glad you had some time having fun with friends at Alton Towers and here you are back at the coal face finding pennies from everywhere!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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If only your LBM was all that was needed to clear your debt and give you a clean slate!
Still must keep chipping away at it penny by penny.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I helped out with the election count last week, I was there from 9.30pm until 5.30 am, it was supposed to be a 3am finish so I emailed the Council to see if we would be getting paid for the additional hours and we are, yippee!
This is how I managed to treat myself to an iPhone, I thought it would be nice to have something to show for a very long and tiring night!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
My friend did the count a few years back and she did quite well out iof it too, will you have any extra left for lloydsMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I'm delivering leaflets tommorrow for work for £50, which is funding a shopping trip to Primark on Sunday with the girls.
I've been sensible and have gone through my wardrobe to see what I need, but I'm sure a couple of 'wants' will find their way into my basket as well!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Just had lunch at the pub as one of the girls at work is leaving.
I had the most disgusting fish & chips ever. It was only £4 but I decided to complain anyway. Am sure everyone thought I was a right moaner, but why should I waste money on food I couldn't even eat?
They only gave me a free coffee, which I didn't have time to drink lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
A great day shopping with the girls & I stayed in budget!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Finally had a response from the National Trust, they have refused to restart my membership from May as a gesture of goodwill, despite it being their error in the first place. I have therefore today returned my membership card as I will not be making a payment to them!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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