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A journey of a 1000 miles must begin with single footstep....
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That's a lovely month for a bonus, mine is March and September. I get paid on Christmas Eve this year, just time to pay my bills before the festive shutdown
LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
My problem is that I normally get all this extra money a week before Xmas so I go shopping with it
, cannot do that this year!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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I'm starting my shopping this weekend, am gonna be sooooo strict with myself this year!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I think I have done the majority of mine now! My brothers docking station turned up today and OH is going to get him a bottle of Amaretto I think so apart from a little trinket he is sorted.
The only person I am really struggling with is my mum, she ends up with the same stuff every year - slippers/PJ's/Baileys. Already got her a dressing gown and some body shop smellies but I have no idea what else
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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it's only on months when the 28th isn't on a weekend that i wish we got paid on the 27th. Waiting that extra day is just soooooo painful. What's a bonus????? not had one of those since 2001, blimey wish i'd left it at 'ages ago' without calculating it exactly. 2001 is such a long time ago0
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Shopping - You girls are amazing. I will not be able to even consider it until December (VAT refund will buy pressies, and wont get that until mid Dec0
Hey LT, haven't 'seen' you in a while!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi Lemon Tree
How are things going with your debt busting?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Morning WooWoo - keep your eye on the grabbit board for potential prezzies! I have bagged loads of bargains so far thanks to the peeps on there!
http://forums.moneysavingexpert.com/forumdisplay.php?f=36
Hope you have a nice day *hugs*
BR x0 -
Thanks Baillie, I've never thought to check it out before xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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