A journey of a 1000 miles must begin with single footstep....

Woowoo

I wish I could just fast forward to my debt free date - I know you shouldn't wish your life away, but I feel like I'm just waiting for my 'real' life to begin.

I also wish that someone at work hadn't made such yummy cakes - today I have eaten two pieces of pavlova and a slice of tiramisu, delicious though!

thrifty_fifty

Congratulations Woowoo!!

Fantastic work. I know what you mean about fast forwarding to the debt free date. New life awaits. Lady at work who sits next to me is just going about buying her first house, I'm pining for one.



Sweat bands on and sing a one, two three, four 'keep on runnin.....' Sorry I don't know the rest of the words.

Woowoo

You'll get there soon enough Thrifty and will have worked damm hard to achieve it, you'll therefore appreciate everything you have so much more.

I will never ever have credit again.

thrifty_fifty

Here, here! We are going to be so loaded, they'll be calling us begging to have the privaledge of having our savings in one of their accounts.

Picture this 'Hi Thrifty this is the bank of blah, blah, blah, we notice you have a substantial amount of cash and wanted to discuss your options as to investing it'

'Can you offer me 10% interest?, No? Bye, bye'

It's going to be awesome. We're wiser in our 30s. Oh yes we are!!

Woowoo

Can you imagine your whole salary being yours and no-one having any power over you, I can't wait!

thrifty_fifty

Cool!

It will be like that Beyonce song, but heavily adapted 'if you like it then you better put some interest on it', actually I should my mush, that will probably be on the next Helifax advert. Noooooooo!

Herewego

Well done on the under 9k its going in the right direction. I find its strange how every time i pick a penny up you come to mind now.
Wiser in your 30's im heading for 40's and only just realised the error of my ways

Lemon_Tree

you andme both Herewego.
thrifty i like your signature with the day you stopped using your credit card, i should do something like that, though i pay mine off in full each month i sometime get too used to spending on it.

Woowoo

Am a bit cross, I joined the National Trust last Aug and they never took the £16, I rang them at the time to tell them and they assured me they had - I do admit I was pleased at the thought of a freebie.

Anyway today I have received a letter saying they have made an error and will be taking the money in May.

I cannot afford this money now, I'm living off £10 a week for goodness sake.

Have just texted my sister to ask for it for my 30th birthday present, which just sucks to be honest.

Herewego

You could cancel the DD and pay them in pennies as you find them
Make it as difficult for them as paying it all as once is for you.

When my salary is all mine i think i will be too scared to spend it :cool: