📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A journey of a 1000 miles must begin with single footstep....

Options
1…1314161819…472

Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Have just updated my signature to show my debt free date as July 2012, instead of my initial goal of July 2015.

    It's in writing now so I have to do it, gulp!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • so_here_we_are
    so_here_we_are Posts: 413 Forumite
    Woowoo wrote: »
    Hi Andy

    Just remember every penny paid off your credit card is another penny they can't charge you interest on!

    Good luck
    I love this, its so positive :)
    Woowoo wrote: »
    Have just updated my signature to show my debt free date as July 2012, instead of my initial goal of July 2015.

    It's in writing now so I have to do it, gulp!

    I have absolutely no doubt that you will do this :D

    You Go for it
    1vs 100 £50
    5500/335.25 (5.5K COMING DOWN)
    20.00/10,000(10K GOING UP)
    Not long now
    :)
  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    Brilliant!

    You're really grabbing the bull by the horns.

    xx


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04     NSD 3/10 :cool:    Total £6915.88

  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    You're doing amaxing Woowoo! Love coming on and reading your updates, really motivating - thanks :T:T:T
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Woowoo wrote: »
    Have just updated my signature to show my debt free date as July 2012, instead of my initial goal of July 2015.

    It's in writing now so I have to do it, gulp!


    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Another 31p paid off Lloyds today, they are so slow at applying my payments though - they obviously don't believe in 21st century banking!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    No but they do believe in 21st century interest and charges
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Found 3p at the end of my road this morning whilst walking the dog, which has been paid off Lloyds.

    Had a lovely walk to work this morning in the sunshine. I would happily walk to work every day now, but would feel a bit mean if I did this because of the dog (even though he has a dog flap so can go in and out of the house and he just sleeps all day).
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Found 5p on the walk home from work, it was even warm enough to take my coat off tonight - bring on the summer I can't wait to get the flip flops out!

    Have just scrapped together another £6.22 and have paid this off Lloyds.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Just amazing!

    You should set yourself a goal of 100 payments a month!!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture