📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free by the time I'm 40

Options
145791019

Comments

  • doire_2
    doire_2 Posts: 2,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Barny1979 wrote: »
    Yes it is, because your 'point' was pointless and unhelpful.

    Only another £140 k to go before you can enjoy your life. And if you die before then....well at least you tried.
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    doire wrote: »
    Only another £140 k to go before you can enjoy your life. And if you die before then....well at least you tried.

    I enjoy my life very much so, got 5 foreign trips booked this year, probably a 6th going to be planned too.

    Going to stop feeding the troll now
  • doire_2
    doire_2 Posts: 2,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Barny1979 wrote: »
    I enjoy my life very much so, got 5 foreign trips booked this year, probably a 6th going to be planned too.

    Going to stop feeding the troll now

    Yeap...sure you have
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    doire wrote: »
    Yeap...sure you have

    Been to Venice in Jan. Copenhagen in April, Prague in August, New York in October and Oslo in December.
  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    And if you die before then....well at least you tried.

    theres 2 frames of mind....negative....and positive, i prefer the latter
    Mortgage free:beer:

    [/COLOR]
  • doire wrote: »
    Seems everyones life revolves around their mortgage.

    hey doire, got a slight issue with people wanting to stop paying so much interest on their house loans have you? would love to hear your story. some people want to pay off their debts, some want to pay off their mortgage - wheres the harm in that if its done in a controlled manner? as little bit rightly said, my money, my choice.
    Start Date 28/04/2007
    Original amount outstanding = 152,500 Current amount outstanding = 103,000
    Original LTV = 61.86% Current LTV = 33.22%
    Original Pay Off Date = Apr 32 New Pay Off date = July 2024
    Total OP = £15980 since Feb 2012
  • Hi LB,

    Quick question..how are you overpaying the little amounts? Have you got one of those 'one account' mortgage things? or do you set up an internet banking payment for each OP?

    It's a great idea, we're in the same sort of situation except it'll be another 3 years before we can afford to go back to a repayment mortgage because after my maternity leave I started my Dip in Nursing so we're surviving on hubby's wages and my bursary :eek:.
    Good luck with it all!
  • LittleBit_2
    LittleBit_2 Posts: 533 Forumite
    edited 24 March 2010 at 9:06AM
    I make an internet banking payment each time. My statement looks a bit funny when you see all these tiny little amounts being paid, but hey who cares - apart from Doire :rotfl:
    Mummy to 3 fabulous boys all under 4 :eek:
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    doire wrote: »
    Only another £140 k to go before you can enjoy your life. And if you die before then....well at least you tried.

    Who said you have to spend money to enjoy life? Making your money go far is fun......:money:

    LB has 2 beautiful baby boys, a beautiful DH AND she has youth (she's only 28) - she is very rich indeed my friend:D
  • Glamazon
    Glamazon Posts: 8,401 Forumite
    hi LB

    Wow - I really hadn't thought about making payments that size! Genius idea.

    Sorry your thread has been hijacked - your right it's your money, your choice. :)
    A very busy Yummy Mummy to a 1 year old gorgeous boy :smileyhea

    Where does the time go? :think:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.