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Weekend Sat/Sun 20th/21st February - What small DFW things have you done today...?!
 
            
                
                    pixiechick99                
                
                    Posts: 3,731 Forumite
         
             
         
         
             
         
         
             
                         
            
                        
             
         
         
             
         
         
            
                    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
Gooooood morning....I'm back being first!!!!! My girls are off out for the day - cheerleading competition;) So early start to get them all ready, hair french plaited etc....yawn yawn, not used to the alarm at 6.20:eek:
Cold here....car is all frosted up....roll on Spring!
Not much on for me today - I'm going to go to the Uni library and crack on with my darn essay plan once and for all. If I stay at home I'll avoid it:o
Lovely to see new faces posting....stay with us, it's very motivating here
Ok, my list for today:
Have a great day - keep warm!!!

 
                
                But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!

Gooooood morning....I'm back being first!!!!! My girls are off out for the day - cheerleading competition;) So early start to get them all ready, hair french plaited etc....yawn yawn, not used to the alarm at 6.20:eek:
Cold here....car is all frosted up....roll on Spring!
Not much on for me today - I'm going to go to the Uni library and crack on with my darn essay plan once and for all. If I stay at home I'll avoid it:o

Lovely to see new faces posting....stay with us, it's very motivating here

Ok, my list for today:
- check banking....move cash paid in to my 'spending account'
- packed lunches for girls today
- heating off while I'm out today
- meal from plan tonight - chicken curry...mmmm 
- take chicken out of freezer for dinner
- LSD - just need bread, milk
- washing on quickwash 
- washing then on airer
- hoover lounge
- sparkle..... 

Have a great day - keep warm!!!

 
                I really need to sort out a new signature!
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            Comments
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            Morning Milly - nice you see you back posting first! :hello: Hello all - lovely blue sky here this morning :T
 First of all....Stacey Slator ice Skater! What a shock!! Very enjoyable night in with Eastenders last night and the BBC3 'aftermath' show 
 Back to reality.....and another exciting thing for me this weekend....off to wembley tonight to see the X Factor Live Tour!!!! I booked tickets for me and DH just before Xmas and before I got back on the MSE wagon However, tickets weren't too expensive, it is a treat for us both as we don't go out much anymore and we are driving there and back rather than staying in a hotel! (that's enough justification from me!) However, tickets weren't too expensive, it is a treat for us both as we don't go out much anymore and we are driving there and back rather than staying in a hotel! (that's enough justification from me!)
 So my list looks like:- Walk pup
- Take pup to friends who is looking after him overnight (we won't get back until about 12.30am)
- Breakfast and lunch from stores
- House tidy
- Take packed tea to eat in car: save money and stick to slimming world
- Couple of phone calls using free minutes
- Couple of hours this morning doing work/uni reading
- Leave in plenty of time; drive carefully to conserve petrol
- Not buy any merchandise or snacks (hoping you can bring your water/fizzy pop inside)
 
 T
 xMFW!
 Started 1/12/22 - £196,000
 Saving targets 2023
 Mortgage Overpayment £0/£2000
 Bathroom £0/£2000
 Big Birthday Trip £0/£2000
 Long Term Saving Pot £0/£20000
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            Morning everyone!
 My list for the weekend:
 - NSD today
 - Take boys to park again make the most of the sunshine
 - scratchie
 - surveys
 - check for mystery shops
 - check banking
 - buy lottery ticket 
 - baking
 - get hubbie to make some bread
 - clean clean clean house is a tip
 - enter a couple of comps
 Enjoy your concert Triangle!
 Hope everyone has a lovely weekend x0
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            Triangle - have a fab time tonight, I'd love to see the X factor tour;) (So would my girls, they had the JLS revealed programme on this morning at 6.45am:))
 I'm off to the Uni library soon.....now that's an exciting way to spend a day, but I'm strangely looking forward to it (I love libraries;) what a geek:rotfl:)I really need to sort out a new signature!0
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            Loved Easties last night:)
 Triangle-have a geat night, I bet it will be fab
 list for today- finish drying on airers
- create meal plan for next week
- LSD [need to buy lottery ticket]
- visit DM
- tidy out garage
- chili from meal plan
- finish ironing:(
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            Hey chaps
 Today
 check banks
 Take photos of potential new house
 Charity shops
 Check electric
 Check work email, had an enquiry yesterday about downstairs bedsit
 Wrap up
 Hokey cokeys hanging up air drying
 Check bank, PAd TO DS saving for switz trip
 Walk doggie
 Talk to OH on free mins
 DO some crochet blanket
 Attempt to sew curtians for campervan
 Food from cupboards
 Might do some batch cooking later 
 Ta for starting thread, snowy here but so sunny - must get out and feed hen!Total debt 26/4/18 <£1925 we were getting there. :beer:
 Total debt as of 28/4/19 £7867.38:eek:
 minus 112.06 = £7755.32:money:
 :money:Sleeves up folks.:money:0
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            morning all :wave:
 hope that everyone is well - i sometimes lurk but i haven't posted on here for a long time - many things happened not all of them good 
 i really need to get back into doing the small stuff now that i am single and my lodger is moving out today . .
 mortgage, bills and two cats and still temping and am only on 3 days a week :eek:
 so for today:
 clean clean and more cleaning - got to get house into tip top condition so i can advertise room
 cooking a big breakfast for my cousin who will be helping me clean and decorate over the next few weeks
 have a look in freezer and see what is there so i can do meal plans
 find part for carpet cleaner in scary understairs cupboard (5 yrs mess!)
 need to do SOA but am frightened that it will make me more depressed and panicky..
 work out how to charge drill and put up coat hooks - dangerous DIY :eek:
 keep looking at 'Weezl's phase 1- recipe testing and frugalisation - for inspirational ideas and positive thinking whilst on a budget
 right... off to make another cup of tea and find some bleach 
 loki xxit's nice to be important but more important to be nice!! :kisses3:0
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            Hi folks , bright and sunny here today but very cold. I am in bed under duvet not sure I can face the world today but I will 
 My list for today :- Get up - soon:o
- check online banking - not as good as i'd hoped but payday friday
- surveys
- competitions
- walk to town to save bus fare and free exercise
- See if i can use free pizza voucher that came in post today at sainsburys local - that would be nice for tea.
- Ring energy supplier and querie electricity - paying two suppliers at the moment.
- hokey cokey , dry on airers
- Cleaning  
- Ironing  
- Try to keep busy.
- Try to stay positive
  When it rains look for RainbowsWhen its Dark look for Stars0 When it rains look for RainbowsWhen its Dark look for Stars0
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            Good morning all, thanks for starting the thread Milly :eek: to the early start on a Saturday!! Aaaghh!! I didnt wake up till 8.30!!!
 Triangle - wow I am jealous!!! Have a totally fantastic time!!!
 Been busy busy already today, so far have done:
 - checked online banking
 - washing on
 -dropped younger DD at cinema for bday party - picking up from pizza hut shortly
 Been into town with elder DD and:
 - bought younger DD birthday present with Argos vouchers I got from shopandscan :T:T
 - bought other birthday presents in an economical fashion 
 - bought stuff for party bags in poundland :A
 - DD bought some boots out of her pocket money - reduced to £3.50 & they are really nice!!
 - Bought some flat shoes for myself from Next with voucher from Christmas 
 Now home, had quick lunch, back to collect younger DD in a mo then still to do:
 - more hokey cokey (got a bit behind this week ) )
 - lots of ironing (got very behind this week :o) :o)
 Have a great weekend everyone!!!0
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            Afternoon all!
 Been busy so far today too...- Been to PC World to buy ink for printer
- Been to Mr T's shopping
- Walked dog
- Hoovered and dusted whole house
- Washed kitchen floor
- One wash in - will dry on airer
- Another wash ready to go
- Writing more lessons (now-ish)
- Going to cinema this evening
- Being officially skint due to unbudgeted for friends visiting and dinner out
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            Yup rachel - me too its definitely poo - doing uni work at weekend absolutley sucks but I've got to catch up with writing as I've been out doing field work.......
 I just emailed OH with pics of the new house we looked at today - 
 The views are awesome
 Got a few charity shop hauls and had lunch out with DD - which isnt very DFW but we hardly ever get to do stuff on our own and had lunch out with DD - which isnt very DFW but we hardly ever get to do stuff on our own
 Nice FREE walk on beach talking about houses and life 
 Waves to everyone from a snowy land up hereTotal debt 26/4/18 <£1925 we were getting there. :beer:
 Total debt as of 28/4/19 £7867.38:eek:
 minus 112.06 = £7755.32:money:
 :money:Sleeves up folks.:money:0
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