Unemployed, CCJs - any chance of getting a loan?

flexrider

iloveshops wrote: »

I need it now, so don't really have the time to save up. Yes, i could afford the repayments and no im not on JSA..

What ever benefit your on ever throught about getting a loan form the community care grant or budget loan from the jobcentre, its worth checking plus on this you dont get charged and money taken back form your benfefits, (5 pound a week...ect until paid)

much better if you are not working because your not in debt to a bank with a huge intrest on top of the loan.

flexrider

michael1983l wrote: »

Last score i got was 999 on experien so I applied at santander - refused, then post office - refused. I havn't had a perfect history in the past but I have always paid my bills and now due to circumstance have very little debt registered against my name. Point being if I struggle how can somebody who is not only unemployed but also has CCJs even think they have a chance of a loan. I doubt even payday would touch them

applying for a loan so many times in a short space goes against you you should apply if declined in six months time after applying first time,or get a credit card like vanquis and keep it in good order