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Unemployed, CCJs - any chance of getting a loan?
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BASFORDLAD wrote: »You aint going to get the loan except from some loan shark... So dont dig yourself a hole, move on and live within your means, otherwise you will be coming back here winging how you cant cope with the repayments!
I second that.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Any lender is going to know where you receive your income from, and how much it is. How do you expect people to help when you will not give us any details?
I have managed to get a loan when unemployed, but my credit record was perfect and I had a solid source of income. Based on the (lack of) information given so far, we can only assume that you will not qualify.Gone ... or have I?0 -
Unemployed, CCJs and wanting a loan. Jeees I have a well paid job, a mortgage with 30% equity and disposable income and I cannot get a loan. Dream on.0
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michael1983l wrote: »Unemployed, CCJs and wanting a loan. Jeees I have a well paid job, a mortgage with 30% equity and disposable income and I cannot get a loan. Dream on.
I would suggest you check your credit report then!0 -
iloveshops wrote: »I would suggest you check your credit report then!
Last score i got was 999 on experien so I applied at santander - refused, then post office - refused. I havn't had a perfect history in the past but I have always paid my bills and now due to circumstance have very little debt registered against my name. Point being if I struggle how can somebody who is not only unemployed but also has CCJs even think they have a chance of a loan. I doubt even payday would touch them0 -
Thanks for your help everyone!0
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iloveshops wrote: »Thanks for your help everyone!
It is in your benefit that you do not borrow anyway. At least you will not have debt worries and kept awake at 2am every night.
Seriously.
Anyway all the best
Regards.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
I am still intrigued as to what your source of income is, if not from employment. You can't be living off savings, or you would not need a loan.
Did you book your trip to New York?Gone ... or have I?0 -
I am still intrigued as to what your source of income is, if not from employment. You can't be living off savings, or you would not need a loan.
Did you book your trip to New York?
I went to new york. Never again though.
Europe offers ten folds more in history and culture.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
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