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Unemployed, CCJs - any chance of getting a loan?

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124

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  • ILW
    ILW Posts: 18,333 Forumite
    vaporate wrote: »
    :rotfl:

    That is what I said 5 years ago before I applied for it.

    No.

    Were you disappointed then?
  • vaporate
    vaporate Posts: 1,955 Forumite
    ILW wrote: »
    Were you disappointed then?


    Yet another pratt poster I see.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • ILW
    ILW Posts: 18,333 Forumite
    edited 18 February 2010 at 7:17PM
    vaporate wrote: »
    Yet another pratt poster I see.
    ???????????????
    Didn't think I said anything that bad.
  • pelirocco
    pelirocco Posts: 8,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    vaporate wrote: »
    Yet another pratt poster I see.


    says the poster who took the thread way off topic

    As the the OP . there will be places that will lend you the money , but at very high interest rates
    Vuja De - the feeling you'll be here later
  • vaporate
    vaporate Posts: 1,955 Forumite
    pelirocco wrote: »
    says the poster who took the thread way off topic

    As the the OP . there will be places that will lend you the money , but at very high interest rates


    Err no...The Op asked for info and I gave it.

    Another one...
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    short answer.. no, you won't get a loan. What you will get it ripped off by loan sharks and payday loan companies.

    If you're on benefits would you qualify for help from the social fund? Any charities that may be able to help? check out https://www.turn2us.org.uk any friends or family that can lend the money? any existing creditors willing to increase your limit?

    BUT you need to seriously think about it... being on benefits is not a good circumstance in which to be getting 2k of more debt.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    iloveshops wrote: »
    What more information do you need? I just wanted to know if there are any companies out there that offer loans to people who are out of work. Yes i have a CCJ, but this was from years and years ago and have had nothing since. I'm looking for a job, but in the meantime need to pay for something that NEEDS to be paid for. I have a reasonable amount each each, so would most likely be able to make the repayments. Im not stupid, if it's too much, then i wont take the loan out.
    also the above highlighted bit doesn't reassure anyone that you getting a 2k loan would be in your interests and not push you into further hardship......
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • vaporate
    vaporate Posts: 1,955 Forumite
    ILW wrote: »
    ???????????????
    Didn't think I said anything that bad.

    I fully apologise then. I took it a different way.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • ILW
    ILW Posts: 18,333 Forumite
    vaporate wrote: »
    I fully apologise then. I took it a different way.
    I am tempted to make a dodgy reply, but will not. :D
  • vaporate
    vaporate Posts: 1,955 Forumite
    ILW wrote: »
    I am tempted to make a dodgy reply, but will not. :D

    lol, don't let me stop you. I'm just having a bad day today. One of those days if you know what I mean.:beer:
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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