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Unemployed, CCJs - any chance of getting a loan?
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iloveshops
Posts: 61 Forumite
in Loans
Hi, i have searched these forums, but cannot find a similar topic. I was wondering if there are any loans out there for people with bad credit ratings and unemployed. I have tried places that find you a loan, all they seem to have done is taken my money! Im looking for a loan for around £2000...
Thanks
Thanks
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How would you pay the loan back?Gone ... or have I?0
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iloveshops wrote: »Hi, i have searched these forums, but cannot find a similar topic. I was wondering if there are any loans out there for people with bad credit ratings and unemployed. I have tried places that find you a loan, all they seem to have done is taken my money! Im looking for a loan for around £2000...
Thanks
Lenders will not lend if you are unemployed. Avoid payday loan sharks like the plague.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
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Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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iloveshops wrote: »I have some benefits.
If you are on JSA, I doubt that you will have sufficient disposable income to make loan repayments.
Some banks will lend to those out of work, usually your own bank is a good starting point. However, given that you also have CCJ's, I doubt that any mainstream lender would consider you.
If you do have disposable income, why not put this aside each week and save up?Gone ... or have I?0 -
would he be able to get a loan from paydays with ccj and no job0
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I need it now, so don't really have the time to save up. Yes, i could afford the repayments and no im not on JSA..0
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You are not giving us any information to work with. How will you afford the repayments? Is your current account in good order?Gone ... or have I?0
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iloveshops wrote: »I need it now, so don't really have the time to save up. Yes, i could afford the repayments and no im not on JSA..
You aint going to get the loan except from some loan shark... So dont dig yourself a hole, move on and live within your means, otherwise you will be coming back here winging how you cant cope with the repayments!For everthing else there's mastercard.
For clampers there's Barclaycard.0 -
BASFORDLAD wrote: »You aint going to get the loan except from some loan shark... So dont dig yourself a hole, move on and live within your means, otherwise you will be coming back here winging how you cant cope with the repayments!
What more information do you need? I just wanted to know if there are any companies out there that offer loans to people who are out of work. Yes i have a CCJ, but this was from years and years ago and have had nothing since. I'm looking for a job, but in the meantime need to pay for something that NEEDS to be paid for. I have a reasonable amount each each, so would most likely be able to make the repayments. Im not stupid, if it's too much, then i wont take the loan out.0
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