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Making every penny count

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Comments

  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    Just popping in to say Hi and Happy birthday.

    I love reading the threads on DFW as i can see that it could so easily be me here if i don't keep my eye on the ball Re: finances.

    I am a mum of 2 boys - mine are 3.5 and nearly 2 so mere babies compared to yours, but also eat me out of house and home, as well as cost a fortune in clothes, shoes and nappies. Interesting reading your thread and i hope you have a lovely day tomorrow.

    Michelle x
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    Good morning Birthday Girl

    :jHappy Birthday:j
    :bdaycake:
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    Happy Birthday!

    HSgiftbox.gif

    xx
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Happy Birthday!!!! Have a lovely day and hope you get some nice pressies x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    cha97michelle wrote: »
    Just popping in to say Hi and Happy birthday.

    I love reading the threads on DFW as i can see that it could so easily be me here if i don't keep my eye on the ball Re: finances.

    I am a mum of 2 boys - mine are 3.5 and nearly 2 so mere babies compared to yours, but also eat me out of house and home, as well as cost a fortune in clothes, shoes and nappies. Interesting reading your thread and i hope you have a lovely day tomorrow.

    Michelle x

    Hi and Thank you.:) It does not seem that long ago that I had three boys under 4:eek: . Time passes so quickly .... they are now, 9, 8 &6.

    Thanks for popping in.:A

    40SMxx
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    ruby1968 wrote: »
    Good morning Birthday Girl

    :jHappy Birthday:j

    :bdaycake:
    honeybear wrote: »
    Happy Birthday!

    HSgiftbox.gif

    xx
    In_my_dreams wrote: »
    Happy Birthday!!!! Have a lovely day and hope you get some nice pressies x


    Thank you ladies :T. I am going to have a good day;)

    Some things don't change even though its your birthday..... DS1 had to be dragged screaming & kicking to school:(.

    I am not going to let it get me down. Change is on the way, my life will get better - I am now 45:eek: - so gotta be grown up now and take control of my life;).

    Over the next year , I will be changing my life for the better.... one day at a time. This morning I said to my husband , that when he brings me my birthday cup of tea next year, my bedroom will be a different colour as he will have finally decorated it;):T . He agreed:rotfl::rotfl:

    Have a good day everyone.:)

    40SMX
  • jasperconran
    jasperconran Posts: 756 Forumite
    Happy birthday, hope you have a great day! x
    LBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    jasperconran wrote: »
    Happy birthday, hope you have a great day! x

    Hi Jasper !! Thank you. Thank you very much.

    I am so touched by all the birthday messages that I am now feeling quite emotional ( a good emotional, though:p) .

    Have a good day,

    40SMxx
  • ruby1968_2
    ruby1968_2 Posts: 498 Forumite
    :beer: evening birthday girl hope you had some good prezzies, you had a great day weather wise too:) like you goal stting maybe we could do it together, Wow 45 (who'd guessed it) _party_
    :oDH CC £969.00, bank loans *2 £27634.00,Overdraft=£696.00 Total Debts to Tackle = £29299:o sealed pot member 923=£26.99, £2 club member 75 = £0.00 2011 challenge member 36
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope you had a fabby day yesterday.
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