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Thats another fine mess I got myself into

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  • Herewego
    Herewego Posts: 2,541 Forumite
    Wow RMC you have had an evening of it tonight although sounding a little better now. I think you are amazing with what you have achieved and if you can continue at this rate look where you will be in another 5 months.
    I have to keep reminding myself where I was at the start of the year and I think we have both come a long way, what scares me more is if we hadn't had our LBM.
    Chin up chick we are all here for you and we all need to let it out at times as it helps us move forward with our quest to beat the debt. Good luck with ebay tomorrow, it may be worth putting things on for 10 days as items finishing on a Tuesday dont seem to do as well items ending near the end of the week.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Gosh you are up late!

    Yeah I had 6 things finishing tonight - and didn't sell any:(

    Yeah a pants evening but its over now and today has started - so I will sleep for the first 8 or so hours of it and then start ebaying...................
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning Red

    Hope you got some sleep. Good luck with the ebaying today, dull but necessary x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Red - hope you had a good nights sleep and today seems a bit brighter. I completely understand where you are coming from but it will get better, that business debt will be gone before you know it and then you will be working on Ricardo again, you and me both!

    Have a good ebaying day x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Awh thanks IMD - I cant tell you how much rabbiting on here helps - its the cheapest therapy I have ever had!

    Its good to see you - how's the running going?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Woowoo wrote: »
    Morning Red

    Hope you got some sleep. Good luck with the ebaying today, dull but necessary x


    Well I woke up from a reasonable sleep and felt heavy and deflated but not 'strangled' like I did yesterday.

    Checked bank - no surprises! We actually have £20 in business account :j after cheque comes out tomorrow.

    Another stressful week next week as all this weeks money has been accounted for. BUT then next week we start getting Julys accounts in and thats were I need to be very careful and not let what has just happened happen again.

    And of course, we are off to Dublin next weekend too. Have forced myself not to even think.......maybe we shouldn't go........as it is all paid for from this months money and only need few shillings for diesel and emergencies.

    So am going to start listing at 10.30am on turbo listed and will do twenty things - most of which will be CD's/DVD's which are easy peasy. I have decided that I will list the ones Music Magpie are offering only 30p for. If I list them at 99p no ebay charge so any that sell are bringing in over double what MM are offering. Amazon is so slow for DVD's right now - or is that just me.

    So thats the plan for today, so far.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Hi Red,

    Just been catching up with you . Some of your posts from yesterday actually made me tear up .... I know exactly where you are coming from :(. I had a day like that last week where I felt I was constantly dodging bullets but I was better the next day:)

    Hope today is a good one.

    (((hugs))

    40SMxx
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thanks 40SM - today is just an 'awh f*** it' day!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Well in my less whinging more working mood I have managed to list 21 dvd's on Ebay and sell 200 to MM, for which they have offered me £151 so thats me over half way towards my target. The more I make the less I have to 'borrow' from next month's pay!

    Have also managed to
    1. Clean bathroom
    2. Vacuum upstairs and stairs
    3. Swish kitchen
    4. Tidy Bedroom
    5. Get dressed and eat
    6. Make work phone call

    So not too bad
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    A successful day then Red, that's a good lump of money coming from MM towards your shortfall.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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