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Thats another fine mess I got myself into

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sorry can't be of help re Sage as can't even do a spreadsheet..lol

    Well done on DH getting charges refunded
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Evening All

    What a horrible day it has been here, rain and heavy rain at that! But sadly Taxi, no thunder but the air so needs to clear - still humid

    Listed 1000 things on Ebay, well about 25 in reality, just felt like that amount.

    Played with figures today and because of missed payments last month and loan from mum to 'get buy' it is extremely tight this month - thus the ebaying.

    Eating from store cupboard but actually ate last piece of meat tonight - so need to be creative for tomorrow - a month of bacon and sausages me thinks!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Your meals sound like they are going to be interesting.
    It's awful when you are playing catch up with bills but am sure you'll have them sorted in no time.
    Had a bit of rain here this evening and with any luck it will clear the air for tomorrow but still quite hot now..
  • Herewego
    Herewego Posts: 2,541 Forumite
    Look at you listing on ebay I'm very impressed, you have certainly come back fighting...
    I'm thinking about ebay so thats a start ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You thinking about it hon, means 1000 (truely 1000) listed by tomorrow night!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I feel you two are going for a mega challenge again....should I dive for cover...lol
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    SSSSSSSSSSSSSSHHHHHHHHHHHHHHHH don't mention challenges - she will kick my !!!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I'm going to take shelter...lol
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Blah - thought I was getting paid today and no, now not until tomorrow.

    I must therefore find £59.83 to cover direct debits coming out tomorrow and if the money is not in the night before good ole A&L (maybe Santander by name, but A&L) by nature will bouncy bouncy them!

    Plus I have to go to a museum today, which I must get a receipt for before claiming back from petty cash, but, of course, what 'they' don't know is that I must first find the money to be able to get the receipt. I nearly contemplated taking the day off because I couldn't afford to go to work!

    I HATE THE END OF THE MONTH!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope you manage to find the money
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