PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Please help re flat deposit

Options
1156157159161162184

Comments

  • jazmad
    jazmad Posts: 24 Forumite
    Hi EL

    Just a quick post to wish you good luck. One thought I do have reading the thread. Clearly this has dragged on and caused a lot of hassle, but the main argument still relates to the deductions from your deposit (all the aggro re: addresses etc. has come later). I'd have thought the magistrates would be more concerned with this aspect as this is the underlying point rather than the fact the landlady has messed you around with addresses and not accepted letters. Therefore, whilst events of the last year may come up, preparing your case for the original claim should be your focus.

    All the best for Thursday!!
  • kent_lady
    kent_lady Posts: 112 Forumite
    Hi there EL, haven't posted for a while but have been reading and keeping up to date with things here ....just wanted to say GOOD LUCK for Thursday, there will be 100s (1000s?) of MSE-ers crossing everything for you! ;)

    Please update us as soon as you can......!!!!!

    Go for it. :T

    xxx
    Back in the Midlands! :j
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Thanks Bob, will find the original tenancy agreement and sift through to find anything relating to address or 'notification clause' and take with. Although I do recall the judge in the last appearance against the landlord agreeing with her when she pointed out a paragraph which said a certain type of correspondence was to the letting agent address hidden in small print somewhere, she glossed over the fact that we had copied them in at that address on most things, as seemingly did the judge. Therefore, if all we find is a reference to the letting agent address rather than hers, do we take that with us?
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    Come on guys and gals - lets put "evil" thinking caps on here - what nastiness could Evil LL say ?? EL needs at least to have heard it before - so that she can get over the "shock" factor now, and come up with a possible response in court.

    There is nothing worse than hearing stuff for the first time in court and having to respond on the hoof under huge pressure.

    gird your loins EL = gird 'em good !!!!!
  • Gold_Shogun
    Gold_Shogun Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks Bob, will find the original tenancy agreement and sift through to find anything relating to address or 'notification clause' and take with. Although I do recall the judge in the last appearance against the landlord agreeing with her when she pointed out a paragraph which said a certain type of correspondence was to the letting agent address hidden in small print somewhere, she glossed over the fact that we had copied them in at that address on most things, as seemingly did the judge. Therefore, if all we find is a reference to the letting agent address rather than hers, do we take that with us?
    Aah! ... That would potentially be a totally different (& previously unmentioned) kettle of fish.

    IF the Agreement/Clause specifically refers to the Letting Agent ONLY (as opposed to the Landlord and/or LA), then I would suggest you NOT draw attention to it ---> As, IF I were your "Evil Landlord", I would probably use that against you in Court (Nothing Personal, but you DID ask for potential "Evil-LL Loopholes").

    However, IF the clause is "either/or" LA/LL, OR the previous Court "specified" the address to which your should send your documents, then I would still strongly suggest my original proposals.

    Either way, I would still suggest that you at least take a copy of the Original Agreement WITH YOU (JUST IN CASE a "Court Query" arises over this {OR any other} clause) ---> Like a good Scout, always be as prepared as you can.

    Regards
    Bob
    Democracy is two wolves and a lamb voting on what to have for lunch.
    Liberty is a well-armed lamb contesting the vote.

    - Benjamin Franklin
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    OK I reread parts of the thread to check things and have put my evil cap on.

    As far as I understand it:
    1. the LL is trying to set aside a default judgement against her by claiming she didn't receive the original court papers.
    2. if she succeeds with 1, she will then try and stop the court hearing the case.
    3. all your recorded/special delivery letters addressed to her where returned to you
    4. other letters addressed to her at her various addresses where returned to you with her not known at the address.

    She will produce some mitigating evidence that shows she either did not get the original court papers and some of your letters, or either could not deal with them.

    This means she will use an excuse such as:
    1. Postal strike in that particular area - shown by letters from Royal Mail to their customers apologising. These letters have the exact dates on them.
    2. Not receiving her post and claiming someone else is - correspondence between Royal Mail and herself, with finally a letter of apology from Royal Mail
    3. Claiming she was sick - with doctor's notes indicating she was suffering from a illness that means she could not deal with her affairs AND/OR was in hospital.
    4. Not being in the country from the time the correspondence was sent to her until the case- with evidence such as tickets
    5. Death/ Illness in the family meaning she couldn't be in the area- again she will produce tickets, doctors notes etc.
    6. Claims of disagreements between herself and some of the people who addresses she uses - evidence would be a letter written by one of the individual's stating that she couldn't use their address anymore. Depending what she was sick with this actually could be believed however the letter would be undated.

    She will then do as clutton suggested and state that you are unreasonable etc and if she is claiming she is ill, she will state that your refusal to reach a settlement with her is making her worse.

    If you judgement stands EL you will have the problem of having to enforce payment. There was an article in Saturday's guardian about trouble with collecting debts http://money.guardian.co.uk/consumernews/story/0,,2088192,00.html

    However the only good thing is that as she is bothering to dispute the judgement then you have got the right address for her and she is trying to ensure she doen't have a CCJ on her credit records.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • prudryden
    prudryden Posts: 2,075 Forumite
    The default judgement was already dismissed. Olly, you need to catch up.
    FREEDOM IS NOT FREE
  • liz545
    liz545 Posts: 1,726 Forumite
    Evil things the LL could claim in court? I'd be surprised if she did claim that the rent is late, as this is a fairly easy thing to disprove. However, it's entirely likely that she might say that EL was a negligent, dirty tenant, and subsequent to the end of the tenancy, has been harassing her which has made/worsened her illness. I'd also expect her to claim that EL consented to the deductions, or agreed that deductions should be made; and that her attempts at compromise and negotiation were met with resistance. I'd imagine she would have a sob story about being unwell, under immense pressure, and virtually homeless (given all the moving around) which meant that she hasn't received EL's letters; that she's not had much money to spare, and also that she'll lay as much blame as possible on the LA. In essence, I would imagine that she'll try and portray herself as a sick, harassed woman who is being relentlessly hassled by bad tenants who don't deserve their money back, and have given her neither time nor the benefit of the doubt. Does this help?
    2015 comp wins - £370.25
    Recent wins: gym class, baby stuff
    Thanks to everyone who posts freebies and comps! :j
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    prudryden wrote: »
    The default judgement was already dismissed. Olly, you need to catch up.
    Oops my mistake.

    Still the LL will have to make up a sob story and provide evidence to try and make the sob story stick and make EL seem an unreasonable person.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • prudryden
    prudryden Posts: 2,075 Forumite
    I have a feeling the decision will be limited strickly to the facts this time.
    (1) Initial condition report. (both signatures)
    (2) Final condition report. (both signatures and was EL invited to attend the session.)
    (3) Receipts for purported work.
    (4) Receipts from EL on her efforts.
    (5) Are the deductions reasonable (which I doubt)?
    (6) Judges decision on what is "normal wear and tear" - I expect most.
    FREEDOM IS NOT FREE
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.