I'm going to do a diary too :)

gerbiljo

i am a bit behind with this, shopping generally is ending up about £55 a week. We have increased outgoings generally atm dt the horse but so far not too bad

well pay day so £3730 has come off, leaving a balance of £3600 and 32 days to go :j:j:j, so over 50% paid today...will do a credit card summary at the mo as our total on that is so very high!!:eek:

wantabetterlife

Woo Hoo jo...you are so very close...bet you cannot wait! :j

CathT

Wowsers, we're counting down the days now! Well done, these last few months have gone so fast aswell. Your horse is gorgeous.

gerbiljo

thanks guys, gonna update my sigi to 31 days now. he is a good boy he is settled now and being a super star, he is eating into my money tho can't help buying him things!!

[Deleted User]

Wow - so close you must be so excited!!!

gerbiljo

Am excited, tho as we have lots credit cards now we have almost just shifted the debt over so although its finished its not, its symbollic as being near the end whatever tho!!

gerbiljo

quick update...

last 'direct debit' mortgage payment should be today!!

stats- total payment £457.51, money off total £449.17, total interest £8.34 and daily interest 27p

rounded up so £450 off today and new total is £3150...waiting for farrier friday then can pay a bit more off, my husband has a bit extra too so definately should be left with a 2 at the front...can't wait!!

greent

OOOOhhhhhhhh!! - how exciting!

Retire_at_50

Ive just read your entire diary over the last few days. You really are an inspiration to me. I've just found out I've got to go back to work full time after my maternity leave ends in August. I want to do something similar to what you have (very, very nearly) achieved and pay off the mortgage so I can work part-time or for myself when my daughter goes to school.

I'll be watching your final few days with interest! Good luck.

gerbiljo

Retire at 50 thank you very much. TBH honest in this day and age it is terrible that some employers cannot be flexible, it is so tough and i feel for you. However, ultimately time does pass and my daughter doesn't remember me not being there, however she will remember (hopefully a bit!) our holidays this year and I love spoiling her now we can a bit more. It was tough but its kind of empowering to do it and once its done its done, if u don't do it time still passes and u could wish ud done it!! I wish you all the best, it makes you stronger I guess but getting to pick our daughter up from school and knowing her friends and being involved now is exciting and without doing this it might not have been an option. I did alot of videocamera-ing and so its good to look back and remember though time flies whether you're at work or home. I think it helps them be adaptable as well, they don't get so upset when they start preschool etc, I think if u give yourself a deadline u will get there, good luck