We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I'm going to do a diary too :)

Options
1858688909195

Comments

  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    £45 shopping this week

    also I seem to have £35 in my paypal account, not sure why!! anyway paid off mortgage £12140

    nearly payday
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    payday and a big chunk has come off today over 1/3 of our existing mortgage infact, down to £8005 on both our salaries just leaving enough for the direct debits :)
    feeling good to be down to 4 figures, our regular payment will take a bit more off on the first, next month should be our last month with a balance! and it should start with a 3!!!!:j:j:j:j
    will update on the 1st:T
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • Peonie
    Peonie Posts: 1,471 Forumite
    Well done, £4,000 off in one go is brilliant.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fab progress jo...massive well done to you :j
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    thanks guys, this weeks food shop is £50 then i went in asda to get 'toothpaste' and spent £15 including a pony top for my daughter!!!!

    Yesterday I might of been horse hunting as well....its gonna be a hard thing to work out. I am realisting what I need and what I like is not exactly the same thing! My riding is just not as good as it used to be and i need a super safe beginners horse so I don't have another bad experience that puts me off for 16years. My friend has found me one that it amazing and I love riding him and he is my daughters favourite colour but in chunkiness and colour not my type...saying that if I had to have a horse of that colour and chunkiness I would say that he is attractive in face bone structure etc...what to do. My friend says when I ride better and if my daughter gets into it in years to come I might be able to get a horse more like what I want which is true and that safety and confidence is more important now. i do have cats in colours i wouldn't have chosen I guess with cats I have 7 and I am never going to have 7 horses, and I do want whatever I get to be with us forever I don't want to regret not waiting longer for one I find attractive in colour if nothing else, at the same time my daughter likes this one and he feels safe, dilemmas!!!

    I feel like horse hunting could take up a lot of time because I have learned that sometimes the descriptions just aren't as accurate as they could be!!

    Will update on mortgage day :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Favourite day of the month, well maybe second favourite!!!

    Only one more of these to go, time for the stats!!!

    Reg payment £457.51

    Interest £14.37

    Daily interest 48p

    Paid off £443.14

    So we are still on course to be MF 28th august, next month I think we will have a 2 at the front, though only just!

    I do have another £100 in my account that could come off, Cb also, and my husband has a yet unknown amount to come off. I am holding mine back just incase I need to put a deposit on a horse;)norty!!!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    £73 food shop this week, got a few treats:eek: missed an online slot so had to go in the shop:rotfl:
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • vl2588
    vl2588 Posts: 1,352 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    gerbiljo wrote: »
    off to release a green house mouse now in the field outside our house before bed:A

    What's a green house mouse?!

    Your total is AMAZING - are you having a MF celebration of any kind? I think you should, even if it's a no-cost one, I'm willing to help out!!
    Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg
  • vl2588
    vl2588 Posts: 1,352 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Peonie wrote: »
    Well done, £4,000 off in one go is brilliant.

    Sorry, being nosey, see you've knocked off a month on your mortgage already and you've had it barely a year, that's amazing! Well done :T
    Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    a green house mouse is a mouse that lives in the green house and eats my seeds and duck food!!

    51 days to go

    celebration is going to bank to pay balance then lunch out, have booked the day off, the we have our holiday :) it will be amazing i hope :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.