We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I'm going to do a diary too :)

Options
1…8687899192…95

Comments

  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    I'm new to all this, but I hope to be in your position one day, how long has it taken?

    Oh and congratulations you must be proud of yourself:)
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You're a marvel gerbiljo, how exciting :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    thanks QB Wolf and GG :)
    just under 3 years and the first two were very hard!!
    wishing u both mortgage-freedom soon!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    I have so much to write on here but no time!!!
    I have a horse, well pony, will have to update soon, obviously I spent quite a lot but I do still have a bit to overpay as I cheated and got a family loan to not interfere with my mortgage plans.... i think after this diary i need to continue while I pay off my other debt!

    :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    well just to update total...had some money from the husband, the bit of money i'd saved and cb so new total is £7330 :j

    however have added significantly to credit cards having paid off holiday and buying lots of stuff for new pony! will have to list all this at some point, currently I'm not thinking about our credit card debt until mortgage is paid, which is a bit norty!
    :o[IMG][/img]photodod.jpg

    Uploaded with ImageShack.us
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • Peonie
    Peonie Posts: 1,471 Forumite
    I know nothing about horses but he's lovely.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Well done! I'm sure you can stay focused and get the ccs sorted straight away.
    Beautiful horse.
    2019 fashion on a ration 0/66 coupons
  • vl2588
    vl2588 Posts: 1,352 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Yes missy you must carry on with diary and he is gorgeous :D
    Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture Combo Breaker
    Aw jo your horse looks lovely!! what a fab "almost-MF" treat for you all!!

    Yes carry on with your diary you have done so well in getting almost MF its good to have the inspiration for those of us on the long haul! :)
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    Thank you he is a cheeky rascal!!!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture