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I'm going to do a diary too :)

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  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    How exciting about the mortgage and the horse. i suspect your daughter would be over the moon about the horse! :)
  • Ayeshalush
    Ayeshalush Posts: 636 Forumite
    Part of the Furniture 500 Posts
    I don't know which I'm more excited about for you - the horse or being mortgage free :T:T- both are dreams of mine!! Fantastic news - will be looking out for your updates (and hopefully pics of your horse whether its now or in a few months).

    Off to have a read through your diary to keep my motivation up.

    Take care.

    A
    xx
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    well our latest food shop was £50 and I have put the 320 on the mortgage to make new total £12800.
    the pony has gone :( however i will continue to half heartedly search and try and get one for the end of the year:T
    I am very excited about it, but I think finding the perfect pony will be a long journey in itself!!
    gonna send my update now:A
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    oh and did I forget to mention I may have been very norty and booked a holiday to disneyworld, which will strictly be it as after that it is time to think about another baby gerbil! We will be there for my husbands 30th :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    have beauty and the beast on 3d blu ray coming our way courtesy of disney movie rewards as we bought a blu ray in disney store and had enough points to get a reward. we have a few bits on ebay this week, fingers crossed.

    we have been paying a bit over our min payments off the credit cards to knock them down a bit but need to shuffle the finances about a bit so will probably pay a bit more off the mortgage after all this month and sort the cards out once MF otherwise we will face a credit card charge for paying off a holiday and i think its probably better to clear the balance with cost save a bit extra.

    thats it for now
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    quick summary as i need to go to sleep

    weekly food shop- £60 grrr

    tax rebate £465:j:j:j
    ebay takings £23 and more ending today
    reducing credit card payments to min- £100 to over pay- which have paid today so new total £12700

    Thats it for now, I have booked a riding lesson :) off to release a green house mouse now in the field outside our house before bed:A
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    CB and a bit extra is £100 off so £12600:beer:
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    tax rebate is in account so we have paid £425 off today now £12175 exciting stuff!!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • Wow jo you must be so pleased with that total!!! :)
    disneyland sounds fab too!!!
  • gerbiljo
    gerbiljo Posts: 848 Forumite
    Mortgage-free Glee!
    thanks tyo, all very exciting, the waiting is coming to an end i guess!
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
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