I'm going to do a diary too :)

gerbiljo

I couldn't do it either!! I hope u meet someone rich!!

pammyj74

oooh that would be good but even then I would be a miser with money, its in my blood lol

gerbiljo

But thats good 'ud make so much more of it!! I'm pleased for the lessons I've learned I used to spend so much and although I'd love to splurge again definately being careful is the key to a sustainable life!!

OOh bit of news re ebay. Laptop back on for £150 this time. Secondly an old computer we are using someone has requested a part from and offered £40 incl P&P which is great as it was on for 99p Might sneak that extra overpayment afterall!

gerbiljo

Yay payday has arrived, it looks like I haven't had my overtime tho grrr, but we have received the money for the computer part. Hubby doesn't get paid til monday, so I've paid in £2480 today taking us to tada £65800, it almost looks like our total debt will fall below the 100k this month but don't be fooled that doesn't include the credit card which is about £3500, might have to take that off my signature as Hubby has used a complicated sign-in I don't know so I'm never up on the balance. Once the new credit card comes we will be trying hard to clear that one and we will be ordering more building materials for the next stage of the extension phew.

Our laptop is back on ebay so I hope it goes, one went for £270 the other night but some have gone for £150, i hope this week it sells as its alot of peoples paydays. I had to pay listing fees and now I see its free listing again but never mind. I think I'm too honest in the description and the imperfections may put people off.

Looks like quidco won't be in yet despite them saying it would be this month, I have £140 owing so fingers crossed that pops into my account at some point.

Not much else going on really got a tv survey on going and onepoll has been quite good. My nan is moving too so some of her gardening stuff is up for grabs so will have a poke about at the weekend.

Lots of my friends are having babies and this is no good for broodiness but I feel I really want a big holiday once this is all paid off and before we have another baby so at the mo I am feeling ok about keep plodding on at the mo.

Will up date on weekend spending (£3 off tesco voucher when u spend £20 and spent loads last week so need to be bargainacious) then looking forward to 1st feb as I get to work out all my balances

chickens seem to of stopped laying again

gerbiljo

I can't believe I forgot to say that I am officially half way... my original mortgage was £135k (deliberately saying 'I' as I bought the house before I met hubby tho of course it will be a joint celebration as I'd of never done it without him, infact I'd of probably got repossessed!!). So a mini celebration. We started overpaying beginning 2009 and I think the balance was £124k then so 'we' will hit that target next month:j:j:j
I went back to work at about £115-118k, can't remember so that'll be may/ june time either way all good...time still can't go quick enough tho really:beer: Nice to hit some goal posts tho:T

yukkibear

Yay, always helps the motivation as well when you hit a target, milestone or knock a month off etc. Well done.

vl2588

yay well done!

pammyj74

well done on one goal post. I love knocking through each £10k, only another £9400 til the next one lol and 7 lots to crack. Doesnt sound so bad when you say it like that haha

gerbiljo

Completely agree getting a new number at the start is one of the best feelings

gerbiljo

Had a fantastic day yesterday took our little daughter horse riding yesterday as a friend is house sitting for her friend with horses. The little girl who owns the pony will be getting a bigger one soon so although they wouldn't want to sell the pony there is a possibility of a 'regular slot' which would be fantastic but we shall see

Had a fantastic food shop yesterday we had a £3 off £20 tescos but we spent £31, we got loads of extra stuff too, we didn't need to buy any pet food so I guess that makes a difference, tho I do need to fill up the litter tray!

After we went to lakeside and bought some jeans for hubby and couldn't resist a small splurge in the disney shop £31 which was naughty but I feel we need to treat our little girl more Oh we also got some petunias from the garden centre, I might try and get some cuttings off them as I want about 50 plants and I have about 20. Wondering whether its worth free listing some herbs on ebay??

The really naughty thing is I used all my vouchers... I had £120 towards the ipad but we decided I think we'd rather just buy it from the apple store and when we eventually get the laptop, I had an increasingly growing list of wants I kept brushing to one side and decided to go for it...might start saving them and getting xmas/ birthday presents but then I always say that!

Looking forward to mortgage coming out this month , would be really good to sell the laptop (finishes later but no bids ) as this would mean we could creep very close to £65k this month