Weezl's phase 1- recipe testing and frugalisation- come one, come all!

ceridwen

TAKA

Re your point on mortgage - I also saw/see having a mortgage as part of normal life - rather than as debt.

That didnt preclude me also deciding that I would - by choice - pay it off early if I could. The reason for that wasnt anything to do with whether it was or wasnt "debt" (as it just plain WASNT in my book). It was in order to have greater freedom/financial security/etc. Basically because I knew the Government was finding every excuse they could to cut back on mortgage help for the unemployed and I didnt want to be put in a position where an employer could "back me into a corner" and force me to take a job I had decided not to have because the DWP wouldnt given me enough help to cover my mortgage if I had refused the job and stayed on benefits.

shanks77

princess_loki wrote: »

hello to everyone who is still awake! just making bean pate - got bread OR ready brek to put in has anyone tried with some ready brek? what is the verdict please and any idea on quantity?

Sorry cant help i used shop bought bread :eek:didnt have HM (please dont shout at me im sorry) used the heel of a loaf.
.....goes away to hide in a corner after people find out i dont make all my bread......

ceridwen

shanks77 wrote: »

Sorry cant help i used shop bought bread :eek:didnt have HM (please dont shout at me im sorry) used the heel of a loaf.
.....goes away to hide in a corner after people find out i dont make all my bread......

Well - if you're going to go off and hide in a corner for not making your own bread - then I guess that would be me hiding in the opposite corner (due to that expensive breadmaker I bought and never used since:o). Mind you - in my defence - I was mentioning said breadmaker to a friend in LETS tonight and he instantly asked for "first refusal" if I decide to sell it through the LETS Scheme. I've told him I'll think about it for a week to be sure on this - but if I do decide to sell it (errr...probably will:o) then he can have this £100 breadmaker for 80 Lets Credits (which he felt is fair). Nope - I'm not going to say JUST how far in debit my LETS account is..:cool::o:o:o

princess_loki

shanks77 wrote: »

Sorry cant help i used shop bought bread :eek:didnt have HM (please dont shout at me im sorry) used the heel of a loaf.
.....goes away to hide in a corner after people find out i dont make all my bread......

i have shop bread too - reduced and been in freezer for ages! maybe i should use that to be on the safe side or as i have done 2 tins beans i could do half and half... got 2 boxes of ready brek to use up so may risk doing small qty with that!! would be useful for calcium thingy too!!!

reet... back off to the hob!

ceridwen

...and further on that shop-bought bread front....:o

I have to admit to having bought a loaf of shop-bought bread again today myself - in my defence - it IS organic wholemeal as usual - but....errr....I did read in one of my recently-acquired books about the Chorleywood process that is used to produce shop-bought bread:eek:.

...goes off thinking "surely they wouldnt make organic bread by that method would they?:cool:" (has nasty feeling they would.....:eek:).

Thinks "maybe I should set myself a 100 lines to write....I must always make my own bread...I must always make my own bread...."

Reminds self JUST how much it costs round here to buy a homemade loaf of bread (second mortgage anyone?)......"I must always make my own bread...I must always make my own bread". The thought of paying not far short of £8 a week for 2 loaves of homemade bread (made by someone else) is a bit daunting...

taka

ceridwen wrote: »

TAKA

Re your point on mortgage - I also saw/see having a mortgage as part of normal life - rather than as debt.

That didnt preclude me also deciding that I would - by choice - pay it off early if I could. The reason for that wasnt anything to do with whether it was or wasnt "debt" (as it just plain WASNT in my book). It was in order to have greater freedom/financial security/etc. Basically because I knew the Government was finding every excuse they could to cut back on mortgage help for the unemployed and I didnt want to be put in a position where an employer could "back me into a corner" and force me to take a job I had decided not to have because the DWP wouldnt given me enough help to cover my mortgage if I had refused the job and stayed on benefits.

Definitely... me too. One of my friends was/is really agast at me paying more than I have to - she just doesn't get that it'll save me thousands of ££££s in interest in the longer term. :eek: I don't mention it to people now except on here and 1 other friend who is trying to pay it off earlier too.

princess_loki

right!

looking quite good! have not worked out my exact quantities (sorry weezl!). but bean pate is looking very nice and the half that i added ready brek (4 dessert sps) to (was worried it would be like cornflower so put 1/2 can of water in) tastes fine! BUT it is now a bit watery for pate! however, with the addition of extra chilli and paprika would be a lovely dip or sauce - you would not know there was ready brek in there :rotfl:

poohbear59

artybear, I agree with most that some debt can be seen as 'good debt'. I believe that debt can be used to serve a purpose such as student loans, mortgages etc. But then there is the other sort of debt that a lot of people have acquired by a need to have the latest shoes, clothes furniture etc.

For a lot of people having debt, whether good debt or not is very stressful. Lives can change whereby debt becomes difficult to pay off and that is usually when it spirals out of control. I was in a friends house when the bayliffs called and I saw the distress it brought to her and her children.

We have tried to live frugally for many years now and for us, and many people we know, it is subsistence living. It is a lifestyle choice for some and for others it is a necessity.

We have mortgage, loans and credit card debt but it has all been used to set up a small business. At the moment we are doing without so that we can pay off debt and hopefully get our business off the ground.

Lesley_Gaye

Sian_the_Green wrote: »

Oooh, what about, for our possible get together, we do some kind of bring and share thing? Or... Lesley can bring lunch for us all

A picnic is a fab idea, that would be really lovely

Hang on, I am planning the menu now......

Lesley_Gaye

ceridwen wrote: »

Well - if you're going to go off and hide in a corner for not making your own bread - then I guess that would be me hiding in the opposite corner (due to that expensive breadmaker I bought and never used since:o). Mind you - in my defence - I was mentioning said breadmaker to a friend in LETS tonight and he instantly asked for "first refusal" if I decide to sell it through the LETS Scheme. I've told him I'll think about it for a week to be sure on this - but if I do decide to sell it (errr...probably will:o) then he can have this £100 breadmaker for 80 Lets Credits (which he felt is fair). Nope - I'm not going to say JUST how far in debit my LETS account is..:cool::o:o:o

I do envy you a LETS group. I enquired about one and now LETS HQ think I want to organise one and ask me at intervals how I am doing, completely ignoring my replies along the lines of, I would love to join one, but don't have the time or inclination to set one up