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It will be GONE !!!

14849515354176

Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Great Idea - that would burn up some of that excess energy LOL
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Evening everyone hope your all enjoying the long weekend, thanks for all your income ideas i will make a list and investigate if any of them fit in with the mad HWG lifestyle.
    Been shopping with DH today I knew it would be coming as the bonus burnt a hole in his pocket :cool:, it wasnt too bad and he took me out for lunch :D.
    I did decline everything he offered to buy as I kept thinking i should be paying the money off the cc. I think if im careful i will have a nice bit extra to pay off the cc at the end of the month.
    Re listed 137 items on ebay and 2 have bids already :T
    Tomorrow is the big house clean and and gardening so should be busy all day.
    Off to play with my spreadsheet and set some targets for after June payday, will let you know my mad ideas later ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • AnnieG
    AnnieG Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Wow, you are doing AMAZINGLY!!! I'm so impressed! I've subscribed to your thread and just wish I could do as well!
    Say what you mean.. mean what you say... without being mean.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    HWG you truely are the energy bunny!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Right I'm back and upstairs all clean and sparkly just in case we have good weather tomorrow thought I would make a start on the house.
    My aim is to get Virgin under £1k and then clear this with June pay and any extra I can make. Also June pay will be 6 months on my journey and I would like to see my balance under 40k.
    I need to find some 0% balance transfers as the interest is really bugging me, why didnt it bother me last year or the year before :cool:

    Virgin Balance 30.05.10 £2180
    Refund from Additions - 72
    Refund from Car tax - 168
    Amazon - 10
    Paypal - 10
    £2 coins - 20
    30th June Pay - 500
    Cash left in bank - 750 (I hope)
    £650 to find :eek: and I will not sure how but I will
    I still have a couple of claims outstanding so I need to chase these up next week, watch out Virgin Im coming for you. Then can you please offer me a 0% balance transfer ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • emmie26
    emmie26 Posts: 500 Forumite
    Part of the Furniture Combo Breaker
    Virgin be afraid be very afraid :rotfl::rotfl:

    Its funny when you start to tackle your debts you become aware of every penny so interest seems like a massive amount of money for nothing, hopefully someone will offer you a 0% transfer soon, we've been offered loads of deals to try and get us back in debt since we have started saving rather than spending.

    Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
    debt reduced by 32%
    Debt free date: May 2019
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Some great plans there.
    Hope a 0% comes along soon
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Virgin is in trouble!!!! :rotfl:

    I know what you mean about the interest. My littlewoods i keep reducing and then it gets to the end of the month and i have to up my sig by £9 to add interest!! :mad: GGGRRRR
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Herewego
    Herewego Posts: 2,541 Forumite
    Virgin interest has come in under £100 this month which is a first in years :cool:
    I also had a littlewoods account which I have cleared now but im chasing a refund on late payment charges, they are not budging yet. Last week told them the FOS will not like the fact that I keep reducing my credit limit and they just increase it by more the next month encouraging me to to get into debt. The nice lady said she would gather the details and look into it again so fingers crossed :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • HWG where do you get your energy from? your like a bucket of frogs :)
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
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