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It will be GONE !!!

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    DH just brought over a new bun to sample, I will send you one.................chocolate and cointreau sponge with moist coconut type thing - yummy!


    If he needs a sampler I'm here..that sounds delicious.
  • Herewego
    Herewego Posts: 2,541 Forumite
    Paypal money has arrived and now Virgin has it, it was only £10 but its better than nothing. I am taking a half day today we are going out as a family for something to eat later all planned for just have to raid the relevant envelope. Lets hope the bit before eating isnt too expensive :cool:
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Enjoy your afternoon, sounds like fun
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope you have a great day and all budgeted for too...great x
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    How was dinner?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well the planned afternoon ended up as a quick pizza express (used the voucher);) as DH got caught at work and didnt get home until 6.
    Was a bit P***** off at first as i tokk the afternoon off to spend as family time, but managed to chase some refund claims write letters and clear all my paperwork :T if claims are successful thats another 1k off the debt.
    Job is getting worse thinking of doing something else maybe train as a personal trainer or some alternative therapies and go self employed this has always been the long term plan but didnt want to do it until i knew debt was gone and im not relying on my wages.
    Lots of decisions to make this weekend :cool:. On a brighter note i hear the sun is going to shine :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Re-training sounds an excellent idea HWG I wish I had the courage to do something different. I must admit though I absolutely love my job and wouldn't change it for the world. I suppose I could get something with more pay but I also worry whether I'll be happy. Excellent news on the DFD. I hope you manage to get it all paid by Sept 2012. I wonder if we'll all be on here debtbusting then? It's a frightening thought.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Have you thought about being a book-keeper for small businesses - I would love to find one, as I think our accountant is pants!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Im sure we will all be here in 2012 as we will have no life and we would have forgotten how to spend money :D Maybe we will all be in the savings thread now thats a nice thought or maybe a MFW that would be even better.
    Good news plans are back on for tonight meeting with old boss and friends but will be a cheap one as im going to drive.
    Also had confirmation that the money for the blinds has cleared the account and they have mentioned if i want another loan just ask :rotfl:that how i got here but paying it off early will hopefully look good on my credit rating. Have to say not had the courage to look at it yet maybe this weekends job :(
    Have a great sunny day all think of me stuck in a stuffy office all day
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Good luck for tonight and also the reclaims.
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