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It will be GONE !!!
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Easter hols for me now, as it was payday made most of my payments and the bank is looking pretty grim
My car is off to the garage in the morning I think she has swine flu hopefully its fixable
Then a day out with DH to find this new car, I would so like it to come in under budget then it would leave me a little to either change my car before any more huge bills or more than likely throw it at the debt. I dont know what im going on about if anything it will be over budget and i will be the one worrying as DH is just so laid back.
Tried the lottery not a bean maybe my luck has already run out.:rotfl:
Off out running tomorrow night so looks like friday is ebay day lets hope it gets a bit busier now people have been paidMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Tell him the budget is £500 less than it is if you haven't already spilled the beans, then you have some 'good mummy' room to move! (Oh the games we play)
Ebay will be quiet now until after Easter I think, but then give that it is the weirdest thing ever, I could be completely wrong. I have a £4.99 bid on a Coast Bag that cost me £40!! But do have 8 watchers so would be delighted if I got £20!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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The budget is £500 less i was thinking maybe £5000 less LOL
I love the updated signature that didnt take long what a feeling to see it under £3000 are you keeping DH informed on how well you are doing or will you surprise him one dayMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
OMG I keep forgetting you are buying a car the price of a small family home. I couldn't deal with that, I would just be a mess thinking about that amount of money!
DH has no idea how much we owe, its not that I haven't told him, he just chooses not to remember. Its too hard for him to deal with so as with all honourable men, he just doesn't!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Yeah know what you mean, my DH is at work now and after a short phonecall about cars i have seen on the internet he said why does it always come down to money with you.
Ugghh HELLO £50k of debt do you not think we have a small issue to sort
So i guess he still hasn't had his LBM just needs totally re-wiring :cool:MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Maybe so.......but you can't afford to pay for an electrican!
BTW - apart from money, what else could it come down to? Oh the wheels, extra's, cc etc- I am such a girl, surely a red car is a red car (ducks, awaiting topgear mag being lobbed at head by Mr HWG)LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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A day of car hunting and we have come back with NOTHING :cool:
Just collected my car from the garage and it cost me £12 :j everything else was under warranty.
April challenge is flying at the moment made £75 profit on ebay sale got refund for book including P&P today £39.95 and amazon sales being transferred £13.51:T
Bids on ebay of £14.45 but i wont count those until they have finished.
Plans for the weekend:
Clear the lounge floor and list on ebay
Write letter to BHS for PPI
Write letter to tesco for charges
Change car insurance
Go through all old paperwork and claim as much as possible
Off to get changed for running tonight be back later with more plans got four days to fill with productive debt bustingMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Updated Plans for the weekend:
Clear the lounge floor and list on ebay
[STRIKE]Write letter to BHS for PPI [/STRIKE]Done
Write letter to tesco for charges
Write letter to Reds mate richard for charges
Change car insurance
Go through all old paperwork and claim as much as possible
Cheap shop
Huge house cleaning session
Virgin Cc statement has arrived today with a late charge added even though payment arrived in the correct day RICHARD expect my call this weekend we will be having words :cool:MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Updated Plans for the weekend:
Write letter to Reds mate richard for charges
Virgin Cc statement has arrived today with a late charge added even though payment arrived in the correct day RICHARD expect my call this weekend we will be having words :cool:
He is no 'mate' of mine! He also gets stressed if the payment does not arrive the day before...............he once told me that and I told him 'your havin a laff Ricardo.....dont have me come over to Necker and tell you how it is in the real world of poverty and no hot air balloons'
Let me know how you get on. Previously I claimed from MBNA and I seem to recall them paying up. Currently trying to get DH PPI from them and they are sssssssssssssslllllllllllllllllllllloooooooooooooooowwwwwwwwwwwwwLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Plans for the weekend sound good Herewego. The weather is absolutely [EMAIL="!!!!"]!!!![/EMAIL] so a long weekend at home sounds appealing.12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0
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