It will be GONE !!!

Herewego

Payday in the morning !!!!!!!!!

When i started debt busting in January i made myself envelopes and drew cash out each month for different things this worked so well but the last few months it has stopped so this month it is back. I will go via the cashpoint tomorrow and draw out some cash I am determind to get myself back on track but also enjoy the festive season along the way.
Christmas is coming woohoo saw the first set of lights up in a house tonight, even im not that crazy

Herewego

Woohooooooo It's payday finally its here and now i just have to work out what to do with it.
I still have a balance on my Lloyds card but most of it is 0%BT and i know i wont be paying off the interest bit until the new law kick in in January, so my plan is to throw everything at HSBC to reduce the balance so i can take the 0% they are offereing which must be taken before 31st December.
Main aim this month is to get debt under £34k would be nice to just see a 33 for a change. I am currently £400 away from that but im hoping to have some money left in the bank at then end of December I have been very generous with our spends pot this month.I have also put £200 marked for the cc in the savings account for emergencies hope to pay this off the cc on the 16th as I get paid again on the 17th December.
Its also last day at work for e this week and i cant wait been a very busy week and i intend to enjoy a well deserved day off tomorrow hope it doesnt snow too much tomorrow and our front door is being replaced could be a little cold for DH.

BaillieRiley

PAYDAY!!!

Won't be long till your seeing the back of 34K missy! Won't be long I bet till you are in the 20's!!!

Sounds like you are well prepared for the festivities HWG x



Love BR x

Woowoo

Morning HWG

Have you got snow yet?

Sounds like you have a good plan of action for December, I'm sure you will get sub £34 x

Your off to the Xmas Market tomorrow aren't you?

EB69

i'd love to go to a christmas market!

Woowoo

I'm going to the one in Bath on Sunday with the girls and for some yummy lunch at Ask - must look for a voucher actually!

Kepp

Herewego wrote: »

Im in south yorkshire where are you beccie ?
I wouldnt say no to vouchers but im not sure i want to shop there anymore.

Maybe i will get snowed in in York, a girly night out although not good fo the pennies

I'm in Hampshire.

I'd like to be snowed in so I didn't have to come to the day job (but I need to get to the evening jobs for the money!)

Herewego

We have had one small flurry of snow but nothing to get excited about, however i have been told York has snow and yes we are heading there tomorrow. I'm off to sort out something warm to wear in a minute as we are going by train and im not looking forward to standing on a cold station but maybe it will mean less people will turn out for the market.
I have drawn some cash out and paid for my take that ticket so one less thing to worry about and put some in the envelopes still need to draw more out but i will wait for DH wages to go in next week first.
I dont really have a budget for tomorrow but whatever i spend it will come out of our "fun" money

Woowoo

Have a lovely time tomorrow HWG, buy yourself a little treat

Herewego

I have had a reply from Mr T no voucher though, in fact no really any answers so I have sent a reply stating that I understand the policy just answer my questions !!!!

Thank you for emailing me regarding this issue. Firstly, I’d like to apologise for the delay. It’s not our intention to make our customers wait on a reply as we know how important it is to answer queries as soon as possible. Normally, we can get back in touch with you within 24 hours and I’m sorry that I have not done so on this occasion.

I'm sorry you're unhappy with the total amount showing on your order delivery documents. Please let me explain why it was different from what you expected.

When you place your order the amount given as the total cost of your shopping is only a guide price. There are a few reasons why the total on your confirmation may be different from the amount charged by the store.

1. Loose Weight Items: for loose fruit and vegetables and for fresh meats and cheeses the correct prices can only be charged when they are picked and scanned. That is because their weight varies.

2. Substitutions: any items that are out of stock and are substituted, will also affect your total.

3. Price Change: although we try hard to maintain our website so that our prices online match the prices in-store, there can be daily price changes, so we can't always guarantee they'll be exactly the same.

4. Special Offers: your confirmation email doesn't show special offers. But this will show on your delivery documents.

I trust this will have explained the difference in the totals and thank you for taking the time to ask us about this. If you have any further queries please do not hesitate to contact me at