Report Bank Charges successes and failures

natweststaffmember

corrinap wrote: »

bank: barclays
got a letter from barclays last month stating that they are not going to pay me any monies, is there anything else i can do

Are you in financial hardship?

VICKILANGSTON

I went throught he financial ombudsman as it was around £2,000 of charges and I have received a letter back 2 days ago saying that I am unsuccessful. Is it worth taking it further and appealing or should I just be defeated and annoyed.

natweststaffmember

VICKILANGSTON wrote: »

I went throught he financial ombudsman as it was around £2,000 of charges and I have received a letter back 2 days ago saying that I am unsuccessful. Is it worth taking it further and appealing or should I just be defeated and annoyed.

FOS are only looking at financial hardship claims at the moment.

scotty1971

i have just moved into full time education,can this give me grounds to start my reclaim again,longshot i know

cheers
scott

natweststaffmember

scotty1971 wrote: »

i have just moved into full time education,can this give me grounds to start my reclaim again,longshot i know

cheers
scott

TO be blunt, under financial hardship the answer is no.

harry6854

Alliance & Leicester
£250 claimed
£0 repaid

Charged £250 for going £3 overdrawn. I went to the Ombudsman and complained as; 1) the charge was disproportionate 2) I was not informed 3) I ended up in a cycle of charges.

Just got the judgment which states the Ombudsman will not rule on the fairness of charges

And A & L state they sent out notification prior to debit - I did not received these but the FOS are taking the banks word

No refund

They have stated I can appeal with further evidence - has anyone had an FOS claim upheld in similar circumstances??

leclerc

harry6854 wrote: »

Alliance & Leicester
£250 claimed
£0 repaid

Charged £250 for going £3 overdrawn. I went to the Ombudsman and complained as; 1) the charge was disproportionate 2) I was not informed 3) I ended up in a cycle of charges.

Just got the judgment which states the Ombudsman will not rule on the fairness of charges

And A & L state they sent out notification prior to debit - I did not received these but the FOS are taking the banks word

No refund

They have stated I can appeal with further evidence - has anyone had an FOS claim upheld in similar circumstances??

The FOS will only look at Hardship claims or where there is bank error.

sweato

Hi There

BANK Was Natwest.
Amount about £3,000
Offered £38.
Recieved none

About 2 years ago i applied to one of those claim companys obout the unfair charges. When the court case went agains us i then opptied out from the company thinking that was it i then read your artical about claiming and decided to follow the advice in the actical upon which i went online retraced all my charges on all my accounts with natwest but only asked for money back on one account on which they offered me £38.00. At this point i took it to the FOS and today i have recieved a 2 page letter back saying they are ruling in favour of Natwest. As i have been unemployed for the past 2 years through long term sickness and redundnacy i find this unfair and do not know what to do next. Any advice would be appiecated.

mands1971

I have today received a final response from the Halifax basically saying that they are not going to refund any of my bank charges but as a gesture of goodwill will cancel any fees I incurr in the next three months whish is of absolutely no use to me at all ! Is it worth contacting them again?

ring_4

hi all

just to let you know I have had no joy from the Halifax, they rejected everything so I am gonna give up!!! good luck to everyone else!