📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New year, New me (finally)

1323335373868

Comments

  • Poor Thrifty re work. Expect that was why you bought the dress.

    But £30 isn't so very much, and it was greatly reduced, so just resolve to make it up in other ways....i.e. can you recoup it somewhere along the line?

    And in the old days, you prob would have bought it at £150, so you have made progress....it is hard to be a person of taste trying to live like a DFW, after all. Better that small spoiling treat than a splurge on those Marc shoes (v nice, BTW, am a pumps girl myself and love nothing more than a star. Well, except a stripe......)

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    Thanks Mrs R.

    My philosophy these days is to try and get the designer stuff a few seasons along so I'm paying high street prices. It was a lovely Kaftan type dress from Antik Batik, which brand is basically all of my wardrobe. All the times I have received compliments on how I am dressed, has always been the designer stuff. I like it, I just like it at a nice price. xx


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    Re the recouping bit too. I only bought it at that price because I knew that I would pretty much get that price for it on ebay, if I ever decided to sell it. But I'm not a very 'this season, that season' kind of girl. I like classic Audrey Hepburn in Breakfast at Tiffanys style. I could quite easily have spent that in Dotty p's or Debenhams, so there we have it. A small step backwards, but a worthy wardrobe investment at a not too bad price.

    Well here is the link, you have to imagine it with a silver sparkly line running through it.http://www.yoox.com/item.asp?sec=1&YOOX=ANTIK+BATIK&dept=women&tskay=B84CE7A2&rr=1&cod10=34147298TQ&sts=sr_women80


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    D'oh!

    Woke up this morning convinced it was saturday. If only! Actually no, not really, we have volunteered to help more friends move, and as there new place is only down the road from the old one, we're dragging everything down the street, wardrobes, 2 matresses, a fridge freezer. Can't wait!!


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    Naughty Thrifty!

    Have come the realisation that I should really take the dress back. I have to find brooch money as well as OU fees come November, and this lot above is going to be enough of a fight to break down as it is. Why make it harder for myself? I want to be debt free by the end of next summer, and I'm jolly well going to be.

    I don't think you realise to begin with, exactly how much of a struggle it is until you begin. Fighting temptation along the way, fighting interest, to get to your goal. I guess this is budgeting, and beginning to learn the cool, harsh reality, that if you haven't got the money, you can't have it, no matter how much of a bargain it is.

    This sucks!!!! Oh well, just think Thrifty, once you've paid this off, you'll have £800 per month to save, spend, whatever. It has highlighted that my lifestyle has exceeded my means, so now I need to work on upping my means.

    Must get onto looking at the jobs, especially after yesterday. Any ideas for an MSE 30th? I'll probably have an assignment due in, and will obviously be broke, boy it's going to be a good one!!


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    Thrifty is back on the wagon. Took a dress back I bought a couple of weeks ago, and considering taking back the dress that I bought yesterday. This means that I can pay £700 off cc1 this month at a push (leaving me completely broke), rather than the £500 I would normally. I wanted to get cc1 sub 6k this month, thus my overall sub 11k, which would give me some real motivation, and show me that I'm finally on my journey. I don't need new clothes I have things in my wardrobe. It's more that familiarity breeds contempt I guess. I don't know, we'll see :)

    Hope you all had a good day.

    Had to write down my comments for my ADR today. I've written down very diplomatically that I am taking training to try and improve the way that I work (real meaning, i've taken lots of training to get me out of this general dogsbody job), but I have also come to accept that whilst I can to a certain extent manage my working relationships through using techniques learned in my training, there are those relationships that will still prove difficult, and I will work alongside these to the best of my ability (my HOD is still a !!!!!! and I'll do my best not to strangle him)

    Sound like a plan?


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done for taking the dress back, be brave and return the other one - it will ultimately be more satisfying to be debt free x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    but I have also come to accept that whilst I can to a certain extent manage my working relationships through using techniques learned in my training, there are those relationships that will still prove difficult, and I will work alongside these to the best of my ability (my HOD is still a !!!!!! and I'll do my best not to strangle him)

    Sound like a plan?

    :rotfl::rotfl::rotfl: love it :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    Complete the below equation. Where the value of X is one hour what is the resultant force? :think:


    Wine + bath

    X


    Answer: ZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZ :D


    Thrifty's theory of reality.


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • Nice theory.

    Taking back the dress is boring. But probably right.

    You might know by now my new-favourite quote is Kate Moss. "Nothing tastes as good as skinny feels"

    Substitute "looks" for taste. And "debt free" for skinny.

    Good luck

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.