Reach for the stars...

Lemon_Tree

sometimes, no thank you won't work, they just keep phoning you up and hassling you. some salesmen are doing that at the moment with my MIL. I'm really surprised she hasn't unleased her italiano and english swearing at them yet - she's very good at that unfortunately

niccatw

Hahaha, italiano-inglese; why didn't I think of that? Generally I ask my flat-mate to answer and say he rents and can't make any changes. They never need to know he can hand the phone over to the mortgage holder whenever he wants to though. Sometimes he does; then I know he must be p***ed off at me about something! :rotfl:

Lemon_Tree

i once told someone i wasn't interested cos i rented the place and they said, 'well i guess you must be one of those tenents who don't do any thing round the place'. cheeky bu99er! it was for double glazing so obviously i wasn't going to pay for new ones.

niccatw

:rotfl::rotfl::rotfl:Perhaps a bit of a difference between keeping the place in good nick and forking out for double glazing!!! Chancers!

Meant to update on todays shenanigans but selfishly got caught up trying to to get my post count to 500 So I'll save it for another day.

Lula's diary is my current bed-timereading... must have mislaid my book... :rotfl: Loving your diary Lula... it's the reason I bought hob nobs, albeit I accidently picked up ginger nuts and am having to begrudgingly eat them anyway.

But really, I need to stop being awake at silly o'clock! Any ideas how to go about that? Short of a frying pan to the head - I'd rather not wake up with numbskulls playing drums around what little, precious grey matter might swimming around up there!

BILLIE

So you now have both arms and legs broken !!! Please tell me you didn't give the creep a deposit!! Hope your cancellation letter arrives and there are not more tears before bedtime!!!

niccatw

BILLIE wrote: »

So you now have both arms and legs broken !!! Please tell me you didn't give the creep a deposit!! Hope your cancellation letter arrives and there are not more tears before bedtime!!!

:o:mad::mad: I called the bank to cancel it but it was already too bl**dy late! Which also took me over my overdraft limit (because I don't have one!). So the bank have said the only way they won't charge me is if I sign up to their premier account at £9.50 per month as they'll then automatically apply an overdraft. I can cancel at any point though (make sure I call them on the 2nd March!!!) and I guess a one off £9.50 is better than a £20 charge. (They won't let me off the hook with the charge if I don't go for the premier account as I've accidently gone overdrawn in the last year (by a whole £4 :eek:). It's pretty ridiculous really as I called on the same day and was willing to put money into the account on the same day as the money came out of the account.

Grrr! Currently scouring the kitchen paperwork - but I guess I'm onto plums getting that money back! You live and learn I guess! Just wish I would start learning more quickly!!!

And I have to get my living room radiator fixed tomorrow so that's going to sting me about £150.

So annoyed, I was so looking forward to almost halving that credit card amount on my signature!!! But the snow has reached Glasgow now, and I put off the radiator in favour of the kaput oven last month, so it needs to be done before it sends my boiler into a tizzy. The living room is baltic as the radiator has to remain off. I'm trying to resist the urge to put on the gas fire! I really am a bit of a cold bod!

But I've only myself to blame. And surely the next time a salesman comes a calling, he will feel my full wrath!!!!

Why is it, just when you think you are getting somewhere, you go and do something expensively stupid!!!!! Muppet girl!

Right... time to move on....

niccatw

Despite having lived in Glasgow for the best part of 15 years, the city centre streets remain a mystery to me! I'm sure they move around and change before my very eyes! (There once was a time where I would know the street by the club, pub or bar on it, but those days are no longer ).

Such poor geographical memory made my mystery shopping trip a little more convoluted than it needed to be yesterday! But at least I can genuinely say I stumbled in, looking surprised that I'd come across that particular place at that particular time... mwah ha ha... they'd never have known I was a perfectly composed, ninja spy shopper .

But before I made it home, I'd spent the mystery shopping fee (that's obviously not yet in my account!). The blame for this is firmly on the shoulders of the xmas voucher and the gorgeous dress .

Being a very good girl, I made a beeline only for the shops in which said voucher could be spent (apart from a minor detour to Semichem to check Stardrops was a real thing and not fairy dust that cleans the house for you. In case you are wondering, it is real and it's £1 in Semichem. But I didn't buy it as I didn't like the word "irritant" emblazoned across the back. I'll stick to my lackadaisical eco-warrior ways. And I would have preferred it to be fairy dust to be honest :rotfl:).

Being a charity shop freak, I was doing well, disdainfully sticking my nose in the air at "real shop" prices. And I wasn't seeing anything I liked .

And then I enterd DPs (a place I never shop due to a throw back to my younger days where DPs was (and still is) the only clothes shop in my home town) and there I beheld the most wonderous dress... well 2 of them actually. Of I dutifully trotted to the fitting rooms, knowing the only outcome could be chaos and tears... luckily (:() there was a hole in inferior lovely dress and so the dilemma of which to buy was easily solved (actually, I was annoyed that the sales assistant didn't offer to reduce the dress further; I could have lived with the baby hole... but in retrospect, she did me a good deed ).

So I am now the proud owner of a gorgeous dress that was reduced from £32 to £17.50 and partially paid for with my £10 voucher. Woo hoo - a proper, new dress for £7.50! (You'll maybe realise how much I am in shock at owning a "real" dress when I tell you the dress I wore to my brother's wedding cost me £4.50 from the charity shop, dress to friend no. 1's wedding cost me a bar of Green and Blacks dark chocolate and dress to friend no. 3's wedding was merged together (by my wonderful aunt, who - unlike me - can work her sewing machine and does so with remarkable results!) from random ebay dress in wardrobe and disected bridesmaid dress from friend no. 2's wedding, where I was bridesmaid.)

And clearly I am excited by buying and owning such a dress as I've given it a lot of air-time in my diary :rotfl:. And it even has an "event" to go to at the end of March (hopefully). So I can even pretend it wasn't an impulse buy at all .

Anyway, that was yesterday's money saving attempts. I also had to get the underground in and out of town, but other than that and the dress, no money was spent. And I also dragged myself to the gym .

Today has been less successful, despite being a no spend day and a yoga day, as I have dealt with the whole kitchen deposit debacle - which has ended up in me spending a staggering £109.50 that should have come off that credit card! :eek::eek: Grrr :mad::mad::mad::mad:. I'm guessing I need to chalk this one down to experience but I might run buy every-one on the forum first and see if there's any chance of me getting it back.

And the plumber quoted me £150 for fixing the leaking radiator in my now very cold living room (still not succumbed to the gas fire but, for some reason I can't feel my right hand or foot, so it might not be long!). He's coming to do that tomorrow as tomorrow is pay day and if it's not done then, it just won't get done. Which would put the boiler's life in jeopardy and we can't have that. There has been quite enough silly expenditure as a result of blatantly ignoring common sense. It must be my mission to attempt to heed common sense for the rest of the year... ("reach for the stars..." )

So tomorrow will also be an expensive day! And I'm meeting a colleague for lunch. Ostensibly for a blether but really because they want to check I am actually eating lunch. I was chatting to my boss tonight (updating her on my GPs thoughts and the incompetence of occy health) and she is horrified I'm going to the gym. I had to point out that I am not following a weight loss programme. I had to point that out numerous times. That and the fact my GP knows my every move at the moment!

I think my boss might be really worried I hand in my notice. She has all sorts of plans for me when I return. Not many of which I like much . Very worried I will be extremely bored and slightly claustrophobic! Smothered by good intentions! I'd rather arm wrestle with the annoying one who should know better!

Enough chuntering, I have troll-busting duties to attend to...

BILLIE

What are we going to do with you. Obviously 6 hours of the creep was the reason you signed on the dotted line. I am no expert but I don't think you stand a chance in hell of getting back the deposit. You could try writing a letter of complaint to the company about said creep and that you were forced into signing just to get rid of him. Billie

niccatw

I'm pretty certain you'd be right there Billie! And frustratingly, if I hadn't been at my friend's at the weekend, I would have called the bank and cancelled the cheque before it could have been cashed - and only lost a bit of face and a tenner!

Though the small print does say (among other things) "I understand that unless and until the finance agreement is executed this agreement will have no effect. Following execution of the finance agreement should I cancel the finance agreement in accordance with my cancellation rights as referred to in the terms of the finance agreement then I understand that this agreement will automatically cancel at the same time UNLESS at my request you have already started the installation of work in which case I understand the cash terms opposite will then apply"

:T:T:T Wake up, wake up... Yes, I did just subject you to small print. Sorry! No need to make you all suffer too, I should have given you prior warning! No, I'm not entirely sure what it means either! Though clearly, the composer does not know what a comma is for, or that it is bad form to be so repetitive. It's hardly plain English either, even if it does use easy-read words.

Essentially they never executed a finance agreement as I cancelled within the time limit, so - in theory - I should get my money back. In practice, I'm sure they'll ignore me and make it as difficult as possible in the hope I'll just go away. Which is probably what I would have done before I met you good people, but now I have to be accountable .

moo2moo

What are you like?

Good luck getting the cash back.