Reach for the stars...

missymoo81

Hi

I didnt think anyone was up but me (my house alarm has just gone off and i have no idea why, and am the only one here, have checked it but there's no one about, but am sitting up here, alarm re-set and petrified I daren't go back to sleep!!! So thought I would have a calming look at your diary as you were up too, and I'm really getting into it, I'll have to start from the beginning tomorrow.

Missy

WASHER

Missy, plenty of people on here at this time of night.

Did the electricity short circuit and thats why the alarm went off?

WASHER.X.

missymoo81

oh I dont know, hadn't thought of that, I thought maybe a fly had flown into the path of the sensor, pretty scary when you're by yourself, have to be up at 0530 too!!! I hate it when OH is away!!
Thank you for answering though, I wrote on my own diary but all those lovelies are sleeping.

x

niccatw

Aw Missymoo, sorry I just missed you, and I'm glad WASHER was still about to help keep you calm. I hope everything is ok and you managed to get back to sleep quickly. And I hope you're not too grumpy in the next five minutes or so, when your alarm goes off and you need to fall out of bed . Make sure you get as much sympathy out of OH as you can! Take care hun x

I have just worked out that, if I can pay another £35.47 to one of my creditors soon, I'll have paid off exactly £2,000.00 in just over two months (started my diary on 1st Feb this year). *sound of jaw hitting floor* WOW! What a way to start! Let's hope I can keep the momentum going!

missymoo81

hey hun thank you, OMG I can not believe you haven managed to pay off that much!! How on earth have you managed it?

Tixy

Hi nic,

I'm well impressed that you are considering making a dress for a summer wedding. I have a sewing machine which I got as a present - it was actually a 'here have this and start shortening your own jeans' sort of present but I've used it twice, decided sewing is not for me and still always take new jeans round to (yep you've guessed) good old Mom!

Your debt repayments are fantastic, mine seem to be almost on hold at the moment

niccatw

I have no idea how I've managed that much! Though I was determined to pay of the credit card before the 0% ran out (which was this month) and it was sitting at £900 'n something, so that's helped!

Now just need to keep to that mind set! I think I'll get a wee book for all the things I want to do to the flat that I can't at the moment though and at least occupy myself with designing the flat of my dreams .

Tixy - whether the dress ever gets made remains to be seen! Given I can't thread the machine without swearing! And have broken needles and continued sewing merrily away without noticing! ... And, if it does get made, whether it is wearable will be another story again .

It's ok, the postie didn't eat my crisps! He brought them to me this morning. Guess what I'm having for lunch?

niccatw

Ok, I've done yet more sums... and if I transferred money to MBNA to reduce the loan costs, I could only afford to transfer £3000 to make the payments within the 0% time limit (assuming they offered me that). And I'd incur a £120 charge for the transfer. If I put that payment to the loan anyway, I'll get down to more or less the same amount in the same amount of time, so I think I'll save myself the hassle.

Though if they offered me a low, life of balance deal.... (I never had one of these, does any-one know anything about them? Interest rates? Time scales?)

Still waiting on friend to arrive to go to Ikea. Which is good as we are rapidly running out of the amount of time we can spend there before we need to get back to do other things . Less time and money spent in Ikea the better I reckon! (Or at least, I willkeep telling myself this until she gets here!)

anonymoose_3

Your poor friend sounds like it's a lot of hassle she could do without being 8 months preggers.

28months isn't that far away This years flying by already, so you could be debt free before you know it.

No idea about the lob card, I was thinking of getting one from mbna when the 0% runs out on my barclaycard.

Have a great time at Ikea, last time I went I was with OH and he wouldn't let me wander round (& spend money) just had to go straight for the book case we wanted. *boring*

Lemon_Tree

i'm glad i didn't put my bridemaids through what you're pregnant friends has had to go through, but then i suspect my sister would have told me where to go

good luck at Ikea, i'm hatching a plot to visit one at the end of the month, it's not a shop i usually like but it's a way to leave the in laws early after having to spend a long weekend there