no wiser than the fool i was before-lyns' debt diary!

lynsayjane

talk about longest post in the world! :rotfl:

gallygirl

Just going for a lie down - and all I've done is read it . Wow, what a schedule!!!!!! You haven't factored in coming on here for progress reports though......

Have fun!

lynsayjane

ali007 wrote:

Just going for a lie down - and all I've done is read it . Wow, what a schedule!!!!!! You haven't factored in coming on here for progress reports though......

Have fun!

don't worry there will be many progress reports...like this one!

i'm skiving college tonight...yeah good start i know! i havent' done my homework, i'm not dressed and i'm not fed...and i'd have to leave in 24 minutes to get there! today i've developed a rash over one side of my face and on my neck again, i've no idea what could have caused it this time but i'm about to start taking antihistamines (is that right?) to try and get rid of it. it happened once last summer and we discovered it was the liquid soap at work (and I bought it! for sensitive skin etc too!), but now i can't think of anything i've used in the past few days thats new...hoping that if i've caught it in time it won't develop as it did last time, i was on the phone to nhs 24 and my ex boss wanted to send me to hospital (outside work hours obviously!)

other than my brief financial plan which i posted on another thread (will copy and paste it on here in a bit) i've done nothing today! oh dear so not the start i'd hoped for! someone kick my !!!!! please!

MCBIRNIE25

Nice diary Lynz.
You are in trouble for :
1) Not mentioning me at all in the diary and
2) Skipping college. Bad girl.

MinnieSpender

Tsk tsk!

I didn't go to college tonight but it's my half-term.

What's your excuse, lady?

Eh???

MinnieSpender

MCBIRNIE25 wrote:

1) Not mentioning me at all in the diary.

Oh yes she has!

lynsayjane

MCBIRNIE25 wrote:

Nice diary Lynz.
You are in trouble for :
1) Not mentioning me at all in the diary and
2) Skipping college. Bad girl.

sorry mr mcb i shall take my spanking like a [STRIKE]bad[/STRIKE] good girl :rotfl:

lynsayjane

MinnieSpender wrote:

Tsk tsk!

I didn't go to college tonight but it's my half-term.

What's your excuse, lady?

Eh???

i'm really really crap....thats my only excuse. today i've not even gotten dressed, had a couple of ryvita with diet cream cheese but otherwise haven't fed myself, havent even opened the front door.

i have however cleared through heaps of paperwork, set up a dd for my credit card bill so my min is paid every month and i don't need to think about it, just keep building up my savings to clear it when the 0% runs out. made a financial plan to reorganise my debts to make them simpler to follow, ie one debt versus one savings account so when i look at it i can see how i'm doing much easier.

i called up and cancelled that oasis card i got before xmas, still had it tho i'd never used it again...it looked so pretty!

made myself a list of direct debits i pay with how much and when as i've been playing blind for a while...

i'm just having a couple of down days to be honest min, i'm a typical libran in that i find it hard to be alone especially at this time of year, i just couldnt face college which i know is a pathetic excuse, but it's the truth. once valentines is over i'll be back on an even keel again. tomo i plan to get steam boating drunk and forget about all men...

except that amazing scouser guy i'm madly in love with...the one i forget to mention in this diary :rotfl: wonder if my valentines card and dozen roses are in transit?

lynsayjane

as promised here is the link to my attempt at a financial plan...please feel free to have a nosey and pass on any advice, i'm thinking that it sounds good and the couple of responses i've had seem positive about it.

http://forums.moneysavingexpert.com/showthread.html?t=375825

MinnieSpender

Catarazzi here, as requested!

Watch yourself, LJ! They're very very good...