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No buying toiletries in February challenge!
Comments
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OK...so whats the penalty for a spend?.....0
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I have fallen off the wagon today and been dragged along the road for about 20 miles!!!!!!!!!!!!!








Tut tut! Fess up Tara-pops!
On the plus side, I have now made over £360 on eBay, woohoo!!!
Nope, sorry, the smokescreen didn't work!
(Nice try though!)lostinrates wrote: »OK...so whats the penalty for a spend?.....
LINES!!!!!! :rotfl:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hmmmm, it depends on the seriousness of your transgression.....fess up then!!lostinrates wrote: »OK...so whats the penalty for a spend?.....
I am very proud of myself today and just wanted to boast a bit as OH isn't interested in the slightest - I didn't use my Boots £5 skincare voucher, I binned it. A simple thing I know, but it's a massive deal for me. In the past I have always used them purely because it felt like I was throwing £5 away otherwise. Hence why I have a stockpile of unused skincare........ :embarasseTime may be a great healer, but it's a lousy beautician....
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Hmmmm, it depends on the seriousness of your transgression.....fess up then!!

OK.
nars orgasm blusher: the cream stick...very versitile. Replacing my powder of the same which just shows every imperfection on the skin. Its a colour I will wear almost every day.
and:
anewredlipstickandaredblushercalled''cactusflower''whichissobeautifulI'dhave soldmysoultoownit.
£66.
On the plus side I did get a HUGE goody bag....like we need it :rotfl:including a full size body lotion. and I resisted the foundation, so....sort of good, huh? (I would have lapsed but hearing a few of you rave about Dior I thought I'd get samples of like that, as instructed yesterday here and not buy yet...)
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£66!! :eek:
Oh my!Come ride with me, through the veins of history...
I'll show you how God falls asleep on the job.
~Matthew Bellamy.
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I stopped trying to keep up with this thread because it went too fast for me to stay on top of it, so I'm 65 pages behind. :rotfl:
Has anything significant happened with anyone that they care to update me on?
I've been good on the toiletries front. Not so good on the chocolate side though.. Ate a whole 400g box in 2 days, dayaaaam.
0 -
lostinrates wrote: »OK.
nars orgasm blusher: the cream stick...very versitile. Replacing my powder of the same which just shows every imperfection on the skin. Its a colour I will wear almost every day.
and:
anewredlipstickandaredblushercalled''cactusflower''whichissobeautifulI'dhave soldmysoultoownit.
£66.
On the plus side I did get a HUGE goody bag....like we need it :rotfl:including a full size body lotion. and I resisted the foundation, so....sort of good, huh? (I would have lapsed but hearing a few of you rave about Dior I thought I'd get samples of like that, as instructed yesterday here and not buy yet...)
Definately lines - off you go!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I stopped trying to keep up with this thread because it went too fast for me to stay on top of it, so I'm 65 pages behind. :rotfl:
Has anything significant happened with anyone that they care to update me on?
I've been good on the toiletries front. Not so good on the chocolate side though.. Ate a whole 400g box in 2 days, dayaaaam.
2 days??? Amateur
Lines for lostinrates -
I must not run all my words together in the hope that noone will spot what i spend.... :rotfl:Do not meddle in the affairs of dragons, for you are crunchy and taste good with ketchup0 -
I must not run all my words together in the hope that noone will spot what i spend.... :rotfl:
I must not run all my words together in the hope that no one will spot what i spend.
I must not run all my words together in the hope that no one will spot what i spend.
I must not run all my words together in the hope that no one will spot what i spend.
I must not run all my words together in the hope that no one will spot what i spend.
I must not run all my words together in the hope that no one will spot what i spend.
I must not run all my words together in the hope that no one will spot what i spend.
I know its a lot for three things (plus the goody bag). But its within my affordabilty and they are three things I will use. I think also, that I'd rather have three products which answer my needs than 333 for he same price clogging up the show here.:o0 -
lostinrates wrote: »OK.
nars orgasm blusher: the cream stick...very versitile. Replacing my powder of the same which just shows every imperfection on the skin. Its a colour I will wear almost every day.
and:
anewredlipstickandaredblushercalled''cactusflower''whichissobeautifulI'dhave soldmysoultoownit.
£66.
On the plus side I did get a HUGE goody bag....like we need it :rotfl:including a full size body lotion. and I resisted the foundation, so....sort of good, huh? (I would have lapsed but hearing a few of you rave about Dior I thought I'd get samples of like that, as instructed yesterday here and not buy yet...)
£66 :eek:
And i was worried about spending 70p :rotfl:0
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