Debit cards sometimes instant sometimes not???

Inactive

j4g3d wrote: »

It was an example. And could easily happen.

Care to explain how?

j4g3d

Inactive wrote: »

Care to explain how?

Stolen and used by a theif?
a family relative
wife/gf
friend
list goes on and on....

Remember not all online stores ask for the CV2 number on the back. And theres still companys out there that dont even ask for the name and address the credit/debit card is registered with when placing a order.

So its EXTREMELY easy for anyone to use your card, with or WITHOUT physically having it.

1 of my friends has had it happened to him.

Take it you dont know anyone this has happened to?

Inactive

Your example was somebody using it in Asda, they would need the pin number to do that, only the user will know that.

Well unless they were stupid enough to allow someone else to know it of course.

But that would breach the T&C's of the card issuer, that the user agreed to.

j4g3d

Inactive wrote: »

Your example was somebody using it in Asda, they would need the pin number to do that, only the user will know that.

Well unless they were stupid enough to allow someone else to know it of course.

But that would breach the T&C's of the card issuer, that the user agreed to.

It was an example...

I use my card online for shopping.

So anyone can buy a sat nav from asda online without the pin (EXAMPLE)

Inactive

j4g3d wrote: »

It was an example...

I use my card online for shopping.

So anyone can buy a sat nav from asda online without the pin (EXAMPLE)

You are changing things to suit, your OP reads;

So QUESTION:
If someone used my card without my authorization, say bought a sat nav in asda for £100 on 1/1/2010, if i cancelled that very card THE SAME DAY. Would the transaction still go through?

Which is different entirely to buying online.

Buying in Asda requires a PIN.

glider3560

Is there a motive behind your question? I.e. has your card been used without your permission? If it has, then just say and people can advise you accordingly.

olly300

Inactive wrote: »

You are changing things to suit, your OP reads;

So QUESTION:
If someone used my card without my authorization, say bought a sat nav in asda for £100 on 1/1/2010, if i cancelled that very card THE SAME DAY. Would the transaction still go through?

Which is different entirely to buying online.

Buying in Asda requires a PIN.

Unless it's a chip and signature card.

Inactive

glider3560 wrote: »

Is there a motive behind your question? I.e. has your card been used without your permission? If it has, then just say and people can advise you accordingly.

That thought had crossed my mind as well.. I thought that perhaps a family member might have used it, but I could of course be wrong.

Inactive

olly300 wrote: »

Unless it's a chip and signature card.

That would be a chance of about 1 in a 1000..

j4g3d

glider3560 wrote: »

Is there a motive behind your question? I.e. has your card been used without your permission? If it has, then just say and people can advise you accordingly.

No its a more of 'knowing what to do or expect if it happened to me'

Now i know if my card was used that i wont be able to cancel any transactions the theif made, even if its on the day.

Nevermind, i guess credit cards are the best option to prevent any loss due to fraud.