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lloyds tsb credit card is it instant decision?

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Comments

  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    I applied on Tuesday - got a reference number but have not heard anything yet. I hold a current account with Lloyd's.

    Still not had a credit check done by them (was not a pre approved offer, so assume they will do one).
  • egghead
    egghead Posts: 352 Forumite
    it was a decline....

    think id advise to have an account a while longer, think ill wait to see if one pops up in approvals next time,

    if you dont get instant decision then its usually a no
  • paulmcerlean
    paulmcerlean Posts: 831 Forumite
    egghead wrote: »
    it was a decline....

    think id advise to have an account a while longer, think ill wait to see if one pops up in approvals next time,

    if you dont get instant decision then its usually a no

    how can you get an instant decision (as in my case) when 4 days later, they still have not credit checked you?
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