Carrington Carr Broker Fee and income protection Miss Sold - Reclaim Help

stereo_mike

blades72 wrote: »

Thats from carrington carr

If you have details stating that they are GISC regulated, then I would go back to the company inclosing that documentation, stating that the FOS will look at your case (Although you may want to ask FOS first to see if they will look at it for certain)

marshallka

stereo_mike wrote: »

Is that correspondence from Carrington Carr or from the Insurer??

As you were aware that the policy was added to the mortgage, I very much doubt that you will be able to pursue point 2 that dustonh has stated.

If the poster cannot get the complaint over for FOS to look at against the seller of the policy then it is always worth asking FOS if they will accept against the insurer as they are "trying" to get these complaints under jurisdiction and make insurers responsible.

blades72

Its carrington carr correspondence all im asking is what chance have i got or should i drop the claim

marshallka

blades72 wrote: »

Its carrington carr correspondence all im asking is what chance have i got or should i drop the claim

You've always got a chance but if they were not under GISC members (as this was 2004) then the courts would be your only option if they did not uphold. You can however ask FOS if they would accept the complaint against the insurer as FOS ar doing this now hoping to get them to accept the misselling. Still nothing definate although they are trying so maybe another avenue for you.

blades72

The correspondence is from carrington carr

blades72

Can anybody sum up what I should now do ie drop it or pursue it

VIGILANT22

Did you claim on the policy during the 5yrs and if not did you rcv a patial refund of premiums?

blades72

no we did not claim on the policy at all

blades72

any summary advice would be apreciated

blades72

any advice on what to do?