MONEY MORAL DILEMMA: Would you give debt collectors someone's address?

edited 26 January 2010 at 8:55PM in Money Saving Polls
185 replies 36K views
Former_MSE_PenelopeFormer_MSE_Penelope Former MSE
536 Posts
edited 26 January 2010 at 8:55PM in Money Saving Polls
Here's this week's hypothetical situation for you to cogitate on:

Would you give debt collectors someone's address?

You've just moved into a new rental property, and note a steam of debt letters for the previous tenant, threatening legal action from utility companies, parking tickets and more. You're worried bailiffs may turn up. Through friends of friends you know you can get the prior tenant's address. Would you pass them on to the debt collectors or just write 'return to sender'?

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Replies

  • scotsbobscotsbob Forumite
    4.6K Posts
    Do unto others etc.

    I wouldn't want anyone passing on my details, I certainly wouldn't do it to anyone else. Shopping someone to a debt collector is on a par with shopping them to the police.
  • Have actually had this happen to me - spoke to the landlord about it loads (it was one of his pals who lived here with him before we moved in) and he refused to give us an address to forward things onto so we just keep sending things to the landlord now! That said when the court summons came we opened it and explained the situation to the court... and checked with my policeman friend that we wouldn't be getting any nasty visitors!

    That said I'd never send the address to the companies, just forward on the post
    Chipping away at the mortgage...
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  • just send them back in the post "not known at this address"
  • just send them back in the post "not known at this address"

    That's what I do too. I live in a shared flat in a block where there seem to be a lot of debt collection letters coming for previous tenants and once a month, anything not collected from our communal hall I just post back to the sender.
  • *Louise**Louise* Forumite
    9.2K Posts
    'Not at this address' and return them

    I would never pass on someone's details.

    I wouldn't worry about Bailiffs - I would have ID so they would know it wasn't my debts
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  • DenebolaDenebola Forumite
    28 Posts
    Part of the Furniture 10 Posts Combo Breaker
    Forumite
    yes i would..... i believe that if i've spent the money.... i should pay it off......
    Cleared unsecured debt: £24786 with DMP
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  • littleratlittlerat Forumite
    1.8K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    scotsbob wrote: »
    Do unto others etc.

    I wouldn't want anyone passing on my details, I certainly wouldn't do it to anyone else. Shopping someone to a debt collector is on a par with shopping them to the police.


    No, not really, I'd say it's worse.

    If it's police and they're innocent it'll be easy to sort (999/1000 times), if they're guilty for all I know they could be a serial killer, so I'd tell the cops.

    However debt collectors can be after someone for all sorts of things, may not even be their fault, wouldn't want to assist them in any way.
  • luxor4tluxor4t Forumite
    11.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would re-address the mail but refer any callers to the solicitors who had handled the house sale.
    I can cook and sew, make flowers grow.
  • jizadinejizadine Forumite
    117 Posts
    We bought our house in 2008 and the previous owners told us they were temporarily moving in with one of their parents, in a house they actually "owned" but rented it out to them. Anyway... We have been getting their post sent to our house for over a year now and we just return to sender unless there is no return addresss.

    A few months back we had a couple of chaps turn up at our house asking for them claiming they were representing "mortgage express" and the outstanding mortgage arrears on this other house they "owned"! We politely told them not to bother us again and gave them the story that the previous occupiers told us and suggested they should go and ask the people at this other address what is going on. Since then we haven't had any more callers but the letters still come from the "mortgage express" (among others) and they all go straight back in the post.

    You never know, one day they may eventually stop........ :cool:
  • YES I WOULD!!!!

    We rent out properties and a past tenant owed us thousands and had all sorts of debts too, but sadly she was too good at it and got away with everything, we even used an agency to reclaim money and she fobbed them off. We have been badly bitten by people with debts and would not hesitate to pass on any info!

    Some people need help with their debts, but some almost have no hesitation in running up debt and walking away!
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