MONEY MORAL DILEMMA: Would you give debt collectors someone's address?

martygee

Just send the letters back to sender and write on them that the person no longer lives here. do that in bold letters. make sure you cover up your address or else it might just come staright back.

AphidGreene

I'd "return to sender" initially, but if they didn't stop, or if Big Ron & his mates threatened to turn up, then I pass on the previous tenant's. Privacy issues do not override an undeserved CCJ (or broken kneecaps).

mo_mo_mummy

Absolutely, positively YES. If you can't afford to pay for things you shouldn't buy them, rent the house or whatever the debt is. I have passed on an address of a former tenant who ordered a houseful of furniture and electricals from various catalogues, took them all away and left the debt behind. No qualms whatsoever about dropping her in it.
And yes, the landlord is responsible for the water rates but if you have any sense you incorporate them into the rent and pay it yourself. There is more to being a responsible landlord than just collecting the rent.

WRINKLES

most debt collectors use tactics which are unlawful never ever get involved with them in any way dont do their dirty work for them they try to some try to collect debts which can not be enforced through the courts are statute barred or are not even your debts if you reply to them they may not bieleve you and chase you

kerri_gt

Its not my debt and it's not my business so I'd just return the mail. If the companies really want to find the debtor they can track the address down easily enough themselves, why should I do someone elsese work?

golddustmedia

Not only would I do it, but I have done!

I firmly believe people are responsible for their debts. So numerous years ago when I moved I kindly forwarded post to the previous occupiers new address. After some months this got tedious and I felt I'd given them fair chance to sort it out.

I then found I was getting turned down for some credit checks when I knew I had a good credit history. Turns out the previous occupiers had left a number of debts at my new address. I stopped forwarding post and instead returned it to sender, noting the new address on the rear.

Then one day I was doing the washing up and looking out the front window I saw a transit van full of large blokes drive past slowly looking at me, then a couple of minutes later they did it again. This was odd I thought....
Eventually the van stopped, the passengers got out and came knocking at my door.
"Are you Mr.****" they asked
"No I'm not" I replied.
"Do you know where we can find him?"
"Are you the Bayliffs?"
"I can't really comment on that sir."
"Why are you hear then?"
"We here in connection with a Suziki Vitara Jeep"
"So you're here to repossess it then?" I asked
Now both grinning at one another as we both knew we had to play the game to avoid overstepping what I could ask and what he could answer...
"We might be here in that context..."
"Well then you might find they moved to 6 **** close, newport pagnell then!"


I'm sure there are those who may disagree with that, but as I say I don't think it's acceptable to run away from your debts and when your mess starts to affect me negatively then it's gonna get cleaned up!

rubberleg

Tigsteroonie wrote: »

I wish I had this house's previous owner's address to forward all these blinkin' letters onto. One year after moving in, and we're STILL getting the debtors letters. That's a year of returning them to sender, marked "gone away". The companies don't seem to get the point.

So yes, if I had a previous tenant/owner's new address. I would pass it onto debt collectors, simply to stop me being harassed by them.

or you could save yourself all the 'hassle' by putting them in the bin perhaps?

We've been getting someone else's bills for over 2 years now - our flat was a rental property for a few years before we bought it, & seems to have had more than its fair share of bad creditors. None of this has stopped us from obtaining credit - despite what another poster has intimated. We too sent letters back for the first 18 months - now they go in the recycling bin. I wouldn't pass an address on under any circumstances, even if i knew it - it's really none of my business

Princess_Pinky

I would never pass on details to a Debt Collector. I too think it is akin to snhopping some one to the police.:T

aylin_2

Yes I would..and have done....
a previous 'resident' at my address not only landed me with thugs and bailiffs knocking at my door demanding to reposess MY goods for police fines etc...but this person also took out a further bank loan 1 year AFTER they left. AFTER I had already put the details of their original debt on Experian and equifax ,. I have ended up with 10 years of hell, extreme difficulty trying to get credit and the expense of time and postage/telephone costs trying to extract MY details from this other persons bad debt....Incidentally the court bailiffs were so very helpul to me, couldnt fault them......and I checked out the 'debt collection' agencies were genuine before I passed on the information. In my case the same debt was 'sold on' by the bank to three debt collection agencies on seperate occasions none of them were given the forwarding information....stuff being 'nice' this behaviour is very damaging to the new residents credit score :mad:

Somerset_Sue

Yes I would! No doubt about it. Husband rented out his flat when he first moved in with me. When the tenant left without notice and new tenants moved in they found lots of mail the 1st tenant had not bothered to open. As we were going to the flat in a week or so the new tenants kept it for us to deal with. They came home within a few days to find the place ransacked - the bailiff's letter was in the pile of unopened letters. It cost us to repair the damage they had made although we did manage to get most of our furniture back. I phoned the 1st tenant who hadn't changed her mobi number and said I had some personal mail for her, she gave me her address and I passed it on. If you have a bill, pay it. Why should the rest of us support people who choose to ignore their bills.