Starting my DMP on 1st Feb... Anyone want to join me?

mamajojo

A quick hello and dodgy hugs all round :grouphug:then back to fight the bedtime battle round 2......the little one's got to give in and sleep and eat sometime soon surely:eek:
Went to the a shop today, with a bleeping trolley...... she was all but throwing the stuff on the floor while I was still unpacking onto the belt thing.There wasn't a massive queue infront of me, disaster!

Nataz -:rotfl:rocky trolley of debt:rotfl:
Not a one of them ate the other a shops own brand of cereal hoops! One just left them in disgust, the other said urghhh these aren't the real ones and the youngest spat them on the floor!

Hope the quiet day means everyone's doing well!

Great news Happy and Jeddy!

Right time for me to run off back upstairs, little ds has issued his battle cry.

nataz

Yeah best to start paying it to all at the same time, keeps everything nice and simple.

To those who might have missed it, we're taking a roll call and dishing out nice shiny numbers :cool:!!

Tell us (if you want to)

Name
Debt
When DMP starts
When DMP will end

Im off for the night, TV beckons :D:D:D:D

nataz

mama luv it luv it luv it :rotfl::rotfl::rotfl::rotfl:

good luck, mine are both asleep **she hopes**

jeddy5

newbeginning wrote: »

Well done Jeddy - to me it was a relief when it all finally started.

Cheers NB!

It was so nice to see my account this morning and see it in credit and not into my overdraft like my old account!

Now the long wait to see what my creditors say - was told that HSBC can take at least 6 weeks before any kind of reply!

happyhaddock_2

I luurrve those dodgy hugs think they should be x-rated:rotfl:

happyhaddock_2

jeddy5 wrote: »

Cheers NB!

It was so nice to see my account this morning and see it in credit and not into my overdraft like my old account!

Now the long wait to see what my creditors say - was told that HSBC can take at least 6 weeks before any kind of reply!

Wow know that feeling Jeddy:j I never get tired off logging in to my new account and seeing actual money there:D Wait till you start paying for everything cash it's a really weird feeling, you don't want to let any go:rotfl:

Rhian82

Oh yes, pay day was amazing! Two full salaries in and no bills gone out yet - actual money!

true27

God aren't Wednesday's pants, especially when they are the day before payday!! I'm feeling a bit poo because although I've been really careful with the budget and kept a pretty accurate spending diary but we still have no money left oh well, try harder next month I guess.

:grouphug: dodgy hugs peeps xx

pure_dead_dopey

AW True

Its up and down, I was really good at the budgeting first month but march was a bit of a disaster, it was so looooong and we had the car bill and the vet bill and mother's day and a couple of birthdays. The money is in to-day, its lovely and I've been up from quite early to get it all sorted into me wee pots, so that I know whats left, will do better this month and its not nearly so loooong. Good for your Happy and Nonny, BofS were orrible on the phone and then ceased all interest after they said they wouldn't so maybe the guy I got was in a bad mood!!!

Still on staycation, so we are going out for a budgeted lunch at la Tasca (half price voucher), and perhaps a wee aperatif, so I may be back later or I may be snoring on the sofa!!!!

true27

Thanks PDD, will have a trawl through the receipts and see if I can spot the black hole!

Are you in the snowy bit or the non snowy bit of Scotland?