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Starting my DMP on 1st Feb... Anyone want to join me?

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Comments

  • Rhian82
    Rhian82 Posts: 110 Forumite
    Agh yes at price of petrol, we only got a car last May (which means all the bills are about to hit!) and I can't believe how much the cost has gone up in that time.

    However it does force us to use it as little as possible. We lived without a car for years, DH had to get one for his job but it's surprising how much you end up using it for little non-work things. We tend to be big on environmental stuff (which often ends up cheaper, yay!) so I guess the cost is an extra encouragement to not use the car!
  • nataz
    nataz Posts: 435 Forumite
    Oh Id love to live without the car, but we're an hours bus journey from town and 2 hours from grandparents. Not fun at all with two ickle kiddies. And to be honest, the price of ours buses is so high that it kinda evens out. Just wish they start taxing someone else more than us poor car users.

    **Cue mega rant** why oh why oh why oh why oh why do the darn clocks have to change. We've just got our 9mth old son onto a fairly ok bedtime routine, tonight however, total disaster. His room is so light even with blackouts, he took one look at me leaving and howled. **Rant over**
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • Rhian82
    Rhian82 Posts: 110 Forumite
    I'm with you on the clocks - not so bad for us this time but we had a nightmare when the clocks went back. DS went from sleeping till seven to waking up at four!

    I hate buses (travel sickness - but that applies to cars as well!) so I'm definitely with you on wanting to avoid them. We're lucky in that we've always lived in places with good local transport or where things are walkable - we're about 40 minutes walk from town now which is actually a nice walk, and I've only got one kid which makes it easier! And for a while now we've hired cars (before we got one) to visit our parents as they're the other side of the country, plus public transport where they are is completely useless!
  • newbeginning_2
    newbeginning_2 Posts: 1,094 Forumite
    Newbeginning
    Debt £27000
    DMP Start date Feb 1st

    And sorry but I haven't looked at the end date yet, not brave enough to face that yet but I do know that as it stands it's over 10 years :eek::eek:
  • Good evening ladies, here are my particulars:

    Professor Pat Pending.
    Debt: £49k.
    DMP start May 1st (give or take a week)
    Debt free: 2016
    LBM Jan 2010. DFD 2016. :think:
    Paddle No. 5.
    Debt at DMP start (May 1st '10) £54.9k, as of 1st Oct '11 £33.2k. 40% cleared.
    (3 F & Fs down, 5 to go!) :T
  • nataz
    nataz Posts: 435 Forumite
    You have to take the bullet sometime NB :cool:

    Wow Prof that must be some serious DMP you got there, either that or you do something rather dodgy on the side

    :rotfl::rotfl::rotfl:

    :eek: at the 4 o'clock :D
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • gabriella90
    gabriella90 Posts: 368 Forumite
    nataz wrote: »
    Thought it was time to do a roll call of all our DFWs.

    So....

    Name
    Debt
    DMP start date (or if on tokens)
    DMP end date

    Simpeeelllllsssss :D

    Nataz
    £11,300
    DMP starts on 1st Feb
    DMP ends 2018


    Well here you go, urgh makes me want to vom:eek:
    Gabs
    £24000
    Feb 2010
    DMP ends 2021 (this will be changed i hope)
  • gabriella90
    gabriella90 Posts: 368 Forumite
    Newbeginning
    Debt £27000
    DMP Start date Feb 1st

    And sorry but I haven't looked at the end date yet, not brave enough to face that yet but I do know that as it stands it's over 10 years :eek::eek:


    Hey New,
    i know how you feel, horrible isn't it! But we're all making headway and i'm going to try and stash for F&F's.

    Oh by the way if we do get shipwrecked i think we should name the football Martin he he:rotfl::rotfl:
  • candypop
    candypop Posts: 148 Forumite
    Candypop
    Debt: £27k.
    DMP start April 1st
    Debt free: 2016 :eek:
  • gabriella90
    gabriella90 Posts: 368 Forumite
    Gooooooooooooooooooddddddddddddd Morning all,

    Thought i'd start us off early. No news here apart from the fact i have had a NO SPEND weekend yippee!!

    I'm just going to check all my balances still in limbo with Barclaycard a letter would be nice or something i'm certainly not ringing the call centre from hell.

    Nataz is putting us through our paces with our debt roll call urgh, but very worth doing makes me more determined to get rid of it!!

    Hope you all have a good day without too many debt dramas,phones call from the devil etc.

    Speak soon :p:p
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