Starting my DMP on 1st Feb... Anyone want to join me?

pure_dead_dopey

You mean this is not a well thought out viable paying debt plan?????

newbeginning_2

pure_dead_dopey wrote: »

You mean this is not a well thought out viable paying debt plan?????

Maybe not, but Sure sounds like more fun

mamajojo

true27 wrote: »

Well I dunno about you, but I'd have a hell of a job growing a beard that impressive :rotfl::rotfl::rotfl:

:rotfl::rotfl::rotfl:Worry not I'll bring hand crafted stick on beards for us all. How would you like yours ? knitted( am v bad at this) Papermached (v good at this) ???:rotfl::rotfl:

nataz

sounds like you are all having fun today :rotfl::rotfl::rotfl:

finally caught up, blimey, took sooooo long last night that by the time Id finished was far too tired to come up with a reponse!

Ive just been sitting doing the monthly spend check and seems we've went mega over oops Worst is the petrol, typical when you set a budget that the prices go sky high, spent an extra £80 s**t. Food not doing much better. Just as well we've got extra dough coming in. Thank goodness for an emergency pot and big ebay selling.

Got another default notice yesterday, this ones from BofS, guess the account does exist afterall, darn it :rotfl:Apart from that its all gone very quiet. We havent been contacted by any DCA's yet, but theres still time.

nataz

Thought it was time to do a roll call of all our DFWs.

So....

Name
Debt
DMP start date (or if on tokens)
DMP end date

Simpeeelllllsssss

Nataz
£11,300
DMP starts on 1st Feb
DMP ends 2018

mamajojo

Nataz - Petrol :eek:Ours is too bad, dh won't listen to cheap driving tips either! Our emergency fund went straight away on mot and service, so you're doing well to have one!
Dh got £60 from the car boot and we sold some gold yesterday, that'll cover two tyres. Car needs taxing too, that's a big chunk cos its a stupid big car which needs to go and only got half of it, so the food budgets shot to pieces before april starts!

Right my roll call bit!

Mamajojo
£41000
DMP Start 1st March
DMP 2022

nataz

Dont mention tax, it needs doing in may, which would be fine, but I only started putting money away in Jan so gonna be a few months short. Thats the prob when you start putting a bit away each month, you always fall short.
Well done on the car boot.. luv the idea of you pawning gold

true27

pure_dead_dopey wrote: »

You mean this is not a well thought out viable paying debt plan?????

It is probably the worst thought out, non-paying debt plan and if we are feeling suicidal and beardless its a perfectly viable idea!

true27

*toddles off to find calculator in order to roll call*

*hopes signature is right* :rotfl:

Rhian82

Rhian82
£42,571 (joint with husband, actually not much of it is in my name!)
Started tokens 26th March
Debt free 2019 (but really hoping will be earlier as DS finishes nursery and I go back to full-time work)