Starting my DMP on 1st Feb... Anyone want to join me?

Professor_Pat_Pending

tedsd wrote: »

You Prof!!!:rotfl:

:o:o:o:o:o:o :beer:

true27

Professor_Pat_Pending wrote: »

I think Lloyds, Cap 1 and HSBC seem to be the clear winners in the total b******s category, not sure who are the clear winners in the nice guys category? Any proposals ladies?

Ooo we should make them certificates to send with our token payments :rotfl:

My vote for nice guys goes to, erm.....let me get back to you on that

VicB

Professor_Pat_Pending wrote: »

I think Lloyds, Cap 1 and HSBC seem to be the clear winners in the total b******s category, not sure who are the clear winners in the nice guys category? Any proposals ladies?

Completely agree on the b******s awards!

If pushed I'd go for Next and Virgin (MBNA) for being 'nice'.

On the 'We haven't got a clue what we're doing' front, I'd go for Capital One!

Rhian82

All interesting reading… we have MBNA and Next from the good list, and Cap 1 and HSBC from the bad list!

How are Natwest?

true27

Rhian82 wrote: »

All interesting reading… we have MBNA and Next from the good list, and Cap 1 and HSBC from the bad list!

How are Natwest?

I think Teddy has NatWest on her list....

mamajojo

true27 wrote: »

OMG!!! Is that interest or charges or something?

I know, OMG my response was OFHHTBHTH -you can probably guess what that was.....gas man is here(please fix it, please fix it) so can't go through all folders and phone cccs but am guessing its charges and interest...from before those that accepted did iykwim.
Will get to grips with it later, but , its not sent me into a blind stress filled panic so I'm coming on.!

Sorry its just a me post:eek:

true27

mamajojo wrote: »

I know, OMG my response was OFHHTBHTH -you can probably guess what that was.....gas man is here(please fix it, please fix it) so can't go through all folders and phone cccs but am guessing its charges and interest...from before those that accepted did iykwim.
Will get to grips with it later, but , its not sent me into a blind stress filled panic so I'm coming on.!

Sorry its just a me post:eek:

Still trying to work out OFHHTBHTH :rotfl:

Fingers crossed for the gas man to fix it (make him lots of tea ) Did you look into the Warm Front scheme?

Yay to not stressing :j

newbeginning_2

Natwest are on my list, I got a letter from them saying as long as CCCS payment is received with next 28 days they'd play nice and stop all interest and charges. Defaulted me straight away as well - still cant see that as being a good thing though.

Well remembered True - It was me and lloyds, they haven't rang me for ages though, just slapping on charges left, right and centre, suppose that's why they're staying quiet.

true27

newbeginning wrote: »

Well remembered True - It was me and lloyds, they haven't rang me for ages though, just slapping on charges left, right and centre, suppose that's why they're staying quiet.

Either that or they haven't paid their phone bill like CrapOne!

Professor_Pat_Pending

Ok, so MBNA and Next get the good guys tag, I have heard that Egg are much nicer these days on a couple of occasions too?