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Starting my DMP on 1st Feb... Anyone want to join me?

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  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    ljm23k wrote: »
    I haven't dialled 1471 for days!!!!!

    :T:T:T Well done my lovely!!! :T:T:T
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    bambiloo wrote: »
    Hi all; just joined and have a DMP with CCCS who have been brilliant! unfortunately Lloyds haven't been; won't accept letters or payments from CCCS, and now are phoning me all the time!! arghhh!! I thought that once the DMP had been running for a while (6 months) it would all be smooth running!!!

    Hiya Bambiloo!!

    Welcome!! Did you bring cake? :D

    Lloyds have been a nightmare for someone else on this thread - Newbeginning, I think? Not sure what to suggest to make it better other than perhaps a complaint to the Ombudsman or something...
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    mamajojo wrote: »
    Hello peeps!
    Well just check cccs website and statement and :( payment made but its just added over a thousand to the debt total:eek: Surely thats not going to happen each month:eek::eek::eek:

    OMG!!! Is that interest or charges or something?
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    nonnynonny wrote: »
    Interesting development today.

    Equifax alert stating a default has been added to my file, which is fine i dont mind at all, but the company name is a CLUB 24 LTD loan?

    The account number ends in 8842, which is the same as my Northern Rock loan, Northern Rock have accepted.

    The Northern Rock loan is still on my credit report as 'Arrangement To Pay', yet i have had this alert?

    Have they passed it on? Aren't they supposed to tell me?

    Ooo very interesting, and rather odd, because I thought they had to inform you once a debt has been passed on. Are their any contact details for this Club 24 Ltd on your credit report? Whats the date of the default? Perhaps give it a few days to see if anything comes in the post and then give NR a call and ask whats going on?
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    chocolates wrote: »
    Hiya everyone hope your all well.
    Ive finally done it..............posted statements etc back to CCCS and send of DMP notification letters and made token payments of £1!!! A bit scary but feel positive too!! Just scared about Natwest because my loan payment of £262 is due on the 1st and ive sent them a £1!!!!!!! They'te not gonna be happy!! Oh well!!! The sun is shining and gotta think positively!!!

    :j Well done Chocolates :T!!
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Morning everyone!

    Well seeing as I have an unexpected free day, I think I might just hover about the boards for a bit! Decided not to go into work today, seeing as I was frying until gone 10pm last night I'm pretty shattered and looking forward to a duvet day :j

    Will do a few bits that need doing, shift some pennies around for next week, dye my hair, nothing too strenuous :rotfl:

    Oh, IIIIIIIIIIITS FRRRRIIIIIIIIIIIDAY :j Crunchies all round :D
    Paddle #8 DFW Nerd #1284
  • Rhian82
    Rhian82 Posts: 110 Forumite
    chocolates wrote: »
    Hiya everyone hope your all well.
    Ive finally done it..............posted statements etc back to CCCS and send of DMP notification letters and made token payments of £1!!! A bit scary but feel positive too!! Just scared about Natwest because my loan payment of £262 is due on the 1st and ive sent them a £1!!!!!!! They'te not gonna be happy!! Oh well!!! The sun is shining and gotta think positively!!!

    Yay, well done!

    Today's our day for that as well! Have this afternoon off work, meeting my husband for lunch and then we're sitting down and stuffing envelopes, then heading to post office for mail it all out.

    Today was payday and the first day of pay going into our new account - absolutely amazing to see it in credit!
  • VicB
    VicB Posts: 228 Forumite
    Good morning & Happy Friday! :j:j

    Received a letter from Barclaycard (have yet to acknowledge DMP) saying due to my 'situation' they'll cancel the PPI on the card, which should hopefully help...well, that's very nice of them, but it would still be nice if they accepted the DMP!

    Anyway, the Sun is shining and I've work to do! ;)
    Paddle No 16

    If You Can Dream It, You Can Do It. (Walt Disney)

    DFD 2016 :eek:
  • bambiloo wrote: »
    Hi all; just joined and have a DMP with CCCS who have been brilliant! unfortunately Lloyds haven't been; won't accept letters or payments from CCCS, and now are phoning me all the time!! arghhh!! I thought that once the DMP had been running for a while (6 months) it would all be smooth running!!!

    I think Lloyds, Cap 1 and HSBC seem to be the clear winners in the total b******s category, not sure who are the clear winners in the nice guys category? Any proposals ladies?
    LBM Jan 2010. DFD 2016. :think:
    Paddle No. 5.
    Debt at DMP start (May 1st '10) £54.9k, as of 1st Oct '11 £33.2k. 40% cleared.
    (3 F & Fs down, 5 to go!) :T
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    tedsd wrote: »
    Hi True,

    off to work but just wanted to say enjoy your free day...weekend 2 moro..:j

    :hello: Hey Teddy!

    Have a good day :) I'm only down for 2 hours tomorrow evening at work so i've got most of the weekend off too yay!!! :j
    Paddle #8 DFW Nerd #1284
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