Skaps's "Will i ever be debt free?" diary

skaps

Targets for 2011:
- Pay back natwest overdraft by £2000 by end of the year. Its now down to £1,774.40.
- Reduce debt to £5000. Its now £7,379.61.
- OP £2011 from the mortgage. £960.66 paid off so far.
- Pay off £1000 in the 1 debt vs 100 challenge. Paid off £998.57
- NSDs – 10/17 so far for June

skaps

Debt free date is now JULY 2013

Reduced the od on my current account by 100 aiming to get it down by another 200 by october.

skaps

Targets for 2011:
- Pay back natwest overdraft by £2000 by end of the year. Its now down to £1,774.40.
- Reduce debt to £5000. Its now £6,978.61.
- OP £2011 from the mortgage. £1120.77 so far.
- Pay off £1000 in the 1 debt vs 100 challenge. Paid off £1399.57 :j
- NSDs – 16/17 for June

skaps

So tired today, cant wait till i finish work next week.

skaps

Applied and got accepted for the virgin cc which is 0% till feb 2013.
I have transferred £5000 from my bcard to this.
I need to now transfer some money from the OH's card to this too.

- Pay back natwest overdraft by £2000 by end of the year. Its now down to £1,750.40.
- Reduce debt to £5000. Its now £6,942.61.

skaps

skaps wrote: »

Reduced the od on my current account by 100 aiming to get it down by another 200 by october.

I have reduced the od by another 200. Aim to reduce it by another 200 by october. (now £1000 :T)

Have been busy this work laying flooring in the front room. Nearly finished it and then I can start painting the room.

skaps

Have fixed my energy prices until 2014. Even though I will be paying a bit more when prices rise in the next few years I won't have to worry about this.

skaps

New 1 vs 100 day challenge starts on the 15th August till the 23rd November. I am setting my target at £1000 off od and cc.

skaps

Targets for 2011:
- Pay back natwest overdraft by £2000 by end of the year. Its now down to £1,750.40.
- Reduce debt to £5000. Its now £6,942.61
- Reduce debt free date to march 2013 currently july 2013.
- OP £2011 from the mortgage. £1280.88 paid off so far.
[STRIKE]- Pay off £1500 in the 1 debt vs 100 challenge. [/STRIKE]Paid off £1560.57. :j
New:
- Reduce santander overdraft by £500 to £800 by the end of October. Have reduced it by £300 so its now £1000.
- Pay off £1000 in the 1 debt vs 100 challenge - starts 15th August

skaps

Yesterday
- returned some underlay and then bought felt pads but still got a refund for £6.60
- returned some extra floorboards and with this money and a discount got all the paint I need
- got my malaria tablets which were 3 for 2 at boots - result saved £20!
- mum gave me some food which I had for lunch and have some leftover for tomorrow
- got £50 anniversary money

Today
- I have been to the dumping ground, got rid of the old carpet, grippers and the excess laminate flooring. Also remembered to take some old clothes which have been sitting in one of the spare rooms for a while now.

Need to make a list of all the things I need to do for the holiday. Know I need to buy presents for relatives but have so many people don't know who I should buy for. Going to ask my sister as she went in Easter and see what she did.

15/17 NSDs for July
Not going to do the NSDs challenge for August. Will restart in September and try to get 17!