elantan's diary

Snaggles

Hi Elantan, hope you're doing okay! Good luck with the job hunting.

What you were saying about using your visa card definitely rang a bell with me. We've got an offset mortgage, so the sensible thing to do would be to put all of our grocery shopping/petrol etc for the month onto the credit card, and leave the money for it sitting in our account, so that we are offsetting as much as possible, for as much of the month as possible, then pay it off by the due date so we don't pay any interest on the card.

But do we do this? Nope - I'm too scared of running up a balance on the visa card and then having to use the money in our account for something else. I know it should be just a case of being disciplined, and refusing to use the money for something else......but I just can't get my head around doing it. Maybe I should give it a try and see how it goes for a month.

itsarichmansworld

Hiya!

Quidco your flights to London Heathrow is the best you can get the tube anywhere in London from there too, stansted and Luton you have a bit of a journey to the centre and it can be pricey!

My kitchen is in the process of getting installed so happy

Hope your well doll and Snaggles hope the babys not kicking too hard :eek:

Snaggles

Thanks rich - she's not kicking TOO hard today (just a lot of wriggling), but has kept me up all night with stomach cramp and backache - nearly gave in and packed a hospital bag at one point :eek:

Oooh, are you having a new kitchen? How exciting, I'd love to replace ours!

elantan

well hubby went to cut the grass yesterday and the lawnmower died i cant really complain it's lasted us 3 houses and a good few years ... but it seems like all electrical machines are dying in my house just now .. and we dont have the money to buy one ...we also need a strimmer and a brazier ...so i have started reverting back to what i usually do and looking to see who offers 6 mths interest free credit ..ii really dont want to go back into debt it's been such a long hard slog to get here i'm scared incase i get back to spending again ..but the grass is gonna get longer the logs aint getting any smaller ....i just dont want to do it but i think i have to ...i know this sounds like i'm making mountains out of molehills and i probably am but i am scared of going back into debt were nearly there as soon as i get my payout i should be there ok i will have to then start saving we need a minimum of 3 months money ...but i feel at this rate i'm gonna be back where i was...ive put a plea out to freecycle hopefully some one can help me before i spend money

Molanole

Hey El - so you're coming to London? Top tip is to make sure you get an ostercard each and charge it up with some pre pay money. It will enable you to travel all over using tubes, buses, trams and DLR wihtout having to buy a ticket each time. Also, all the journeys are cheaper with an oystercard than with paper tickets. You can buy them online as well so you don't have to faff around when you get to the airport.

Also, you can get discounts on loads of London attractions with an oystercard (e.g. two for one on the London eye) so it's definitely worth getting.

Hope you're ok hun xx

elantan

hey mol thanks i had seen people mentioning them in thier soa's but i didnt have a clue about what they were ...a friend told me to deff go on the london eye so this way makes it more viable for us...how you doing?

elantan

mmm i just got my emails back saying i'm not a memeber of this group so i have had to join again it's been a wee while since i used it but not that long (about 1- months) wonder if this is normal?


update...i found out that it was a music forum ...freecycle is now a different email ...weird but hopefully this is right now

elantan

so spoke to a friend about my troubles and she has helped me out phew one less thing to worry about ... she is getting a conservatory built so wont need a lawn mower so will give me hers when it's built

Snaggles

That's good news about the lawnmower elantan, at least you wont have to spend your hard earned money on one!

I tried to mow our lawn earlier but hubby caught me and wouldn't let me do it. Hoped he would do it for me, but no :rolleyes:, he's going to do it 'later in the week'......which could be any time before Xmas!

Toto

um...at risk of showing myself up for being the garden goddess that I am (not) what's a brazier? I'm pretty sure I don't have one, should I worry about this:D