change of vehicle refused

lisyloo

Ask them what happens if the insured vehicle suffers a non-ecconomical break-down (one that costs more than the car is worth to fix), and the vehicle has to be scrapped.

I'm sorry if this sounds harsh, but this really is not their problem.
The person who take the insurance signs up for a 12 month contract.
Whatever the circumstances of change (whether your choice or not), it's simply not their problem if something happens to change your situation.

A lot of insurers will transfer your insurance to most cars, and in some circumstances (like death) they might at their discretion refund.
But otherwise you took out a contract and you should pay for it.

If you bought a multipack of crisps, would you take the unused ones back and expect a refund? even if it wasn't your fault you couldn't eat them.
Of course you wouldn't.
You bought the product and it simlpy isn't their problem.
In most cases they will meet your needs but occassionally they will not.
The sensible thing to do would be to check before you commit to the purchase of the car if it's that big a deal.

Sorrry if it sounds harsh, I don't make the rules.

My vehicle was scrapped in May. I just let the insruance expire so that I got the no claims bonus.

Bear in min also that buying "in bulk" is often cheaper.
Same as the multipack of crips or beer.
You could choose to buy insurance on a shorter term basis, but would find it more expensive.
Presumably this was bought on a 12 month contract cos it was a lot cheaper, so you can't complain if you have some left over.

Simulacraton

Not all Cuore's are EU approved variety.

Some are Jap imports.

There are numerous ways to tell. Have the clocks been changed from Kph to MPH?

Has the radio been swapped for a UK bandwidth radio?

Does the vehicle come with a Shaiken report (intense MOT in Japan) in Japanese or shipping documents with import duty docs etc?

Does it have a built in light cluster with fog lamp or a separate fog lamp added on the rear?

Are the reg plates square on the back (most UK ones will have a standard one line reg plate and different bumper to Jap ones)?

Another thing to check are the codes on windows and lamps. EU and UK approved vehicles have a British standards code on them, Japanese imports usually dont unless they have been replaced.

Hope that helps.