We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

July benefit challenge -here we go

Ahh a new month, a new hangover...

Updating starting figures as have changed leccy supplier etc recently, but factor/ bus pass gone up..

Ok. JSA@£57.50 for 4 and a half weeks = £258.75

Bills to deduct

Gas/electricity £47
House insurance £17.54
Factor £8.74
BT £28 (inc.internet)
Bus pass £34.50

Car not counted (would sell if on benefits, but deduct bus pass amount instead although I don't actually buy one.I do buy petrol etc but not included for benefit etc.)
Assume council tax benefit being paid.

Amount left for month = £122.97

This is to cover
-food
-toiletries
- going out

I am going to try NOT to use stuff in the freezer and give myself a really hard month to see how little I can manage on, and post recipe/meal planners each day (unless I am working away, in which case, no planner, obviously)

Right..let's see if I can avoid phone/pc crisis and make it this month!
Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.
«13456714

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    I watch this with interest Emmzi, much as Id love to join in, im just not woman enough for the challenge - maybe next month :rolleyes:

    ANyway, wishing you all the luck on this one!!

    Lynz
    x
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I'm too scared to join in but good luck to you and anybody else who does.
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    Aww guys.. it's £3.96 a day and there's only me.. how tough can it be??

    no spend morning as hangover prevented me 1. leaving sofa or 2. feeling like eating anything.

    Awake now, and i need shampoo and something for dinner. Might make h/m bread with something.. lots of stodge and starch to get the barain working again.

    Shopping list to follow.
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    i failed so miserably on the last challenge, i'm gonna forego this one as well. but i do love to check in and see how you're going.
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    ok..spend was £3.82 today on..

    bread mix (will make 2 loaves)
    tin beans
    jar cute little italian mushrooms to add to beans on toast (with a scrap of feta I have lurking)-mushies should do 3/4 servings
    medicinal hangover chocolate

    toiletries:-
    cotton pads
    cotton buds
    shampoo that is pretending to be pantene, will see if it gets close.

    Also found 2 tins evaporated milk behind bread pans, might see if somehow they will turn into dessert!

    £119.15 and a milky experiment to go...
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • tru
    tru Posts: 9,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Emmzi, how do work out what benefits you would be entitled to? I fancy having a go at this too.
    Bulletproof
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    troo,

    https://www.entitledto.co.uk seems to be the place.

    As its just for money saving/ to see if I could do it (and fair play to everyone who really does *have* to live on this amount, it ain't easy, and it certainly isn't the 'champagne welfare britain' the papers are keen to shout about) I'm not too exact, but I assume..

    - council tax benefit takes care of that bill
    - most over 25s get £57.50 a week job seekers allowance
    - housing benefit *may* pay all of your rent if you are in a house of a reasonable size for your family (ie one bedroom for a single person)

    I have *no* idea what you get with spouse/ kids, assume it's a bit more :)
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • tru
    tru Posts: 9,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    £378.21 per month for us - 2 adults and 2 teens.

    That would be easy for just food, toiletries and clothes but what about the dentist, bus fares (daughter and me, though I'm getting another pushbike in a couple of weeks so I won't count my bus fares).
    Bulletproof
  • tru
    tru Posts: 9,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I would cancel Orange and Sky too.
    Bulletproof
  • tru
    tru Posts: 9,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    £12.20 per day

    £13.94 per day if I cancelled Sky and Orange.

    OK I'll stop now :D
    Bulletproof
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.