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Compingirls onwards and upwards diary

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  • Compingirl
    Compingirl Posts: 437 Forumite
    Hurrah! Just renewed home insurance and got contents & buildings for £150 thru' tesco - so got points aswell :) No Quidco cashback but defo the best deal we have ever had so v happy and ive been able to pay it in full so thats £29 off our monthly outgoings too :)

    Another £40 has paid into Quidco so that will be arriving 1 Aug double hurrah! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Well done on both CG. Thats a good price from Mr T's insurance...
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • beanielou
    beanielou Posts: 96,594 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news there then :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Compingirl
    Compingirl Posts: 437 Forumite
    Its the cheapest nastiest cover you can get - Tesco basics but we never claim so whats the point in a mega policy - just hope I dont have to eat my words:D

    Did 64L swimming this morning OF@ may be dead but is not forgotten - only lost 1lb in June, hoping to have lost a little more by hols but I am defo toning up ttfn cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • beanielou
    beanielou Posts: 96,594 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    64 lenths:eek:

    Well done you.

    I think I do well with my water based excercise for 1/2 an hour:rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Compingirl
    Compingirl Posts: 437 Forumite
    Cheers Beanie, we did pilates on Monday really enjoyed it had to control myself giggling but my word, my bingo wings are aching today! Also the stomach muscles I didnt know I had have decided to make themself known! So we are going to add that class to our gym repertoi!

    Shock yesterday at work, I caught my toe on the foot rest - the one I 'stubbed' and ripped the nail clean off:eek: Once I had stopped screaming and dared to look I can see a new nail growing so I dont think ive damaged the nailbed and hopefly it will jusst grow back normally but i'm not going to paint my nails for a while cos I think it is a delicate little baby nail and I dont want to give it a set back.

    Finances are just ticking along this month, with a bit of luck I might have a couple hundred left over which will be paid on the Asda 2 card - 1st overpayment for a while :)

    OH has a big meeting on Monday to update them on the future. Sounds ominous. we are trying not to stress but it is a little concerning. anyway, onwards and upwards! cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    64 lenghts impressive - well done you.

    Sorry to hear about the toe- double ouch
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Compingirl
    Compingirl Posts: 437 Forumite
    Hi guys, I'm back, had a fab time and ready to return to normality.
    Straight into things yesterday, returned unspent hoilday money and some unworn clothes £300 paid straight back onto CC.

    spent day in garden today - I picked and froze 1.5kg green beans & 500g peas dug up the last of my potatoes, picked 6 massive courgettes/marrows! and 3 cucumbers, so bought some pickling vinegar and have got 3 differnet courgette chutney/jam recipes to try this wkend:) We had spicey courgette pasta for tea plus froze 6 extra portions! ~If any left a Courgette lemon drizzle cake is on the cards for this weekend lol!

    Looking out for a car boot before the end of summer

    Going out for a meal tomorrow night for my parents Golden Aniversary then nothing planned till my nephews wedding on Aug BH wkend so between now and then our belts are being tightened as I type! Back to work tomorrow and I'm told the vol exit scheme is back on so I am putting an app in tomorrow.
    I will update my siggy this wkend cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • Sounds like you've been busy CG. Just got back myself. Youe veggie efforts sound fantastic however I can compete this time .......pears on our pear tree - LOL - no WHDFW effort at all!!!

    FAB news on the unspent holiday money and the returned clothes. I wish I could say the same but alas not.

    Is it good news on the Vol exit scheme? Have you planned what you'll do with the dosh?
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Compingirl
    Compingirl Posts: 437 Forumite
    hi WH, I am so jealous! I would love a pear tree!!! am working on OH to dig up existing trees and replace with fruit trees but not looking promising lol!

    I'm, just waiting to hear if i'm eligible for the scheme and if so I should have enough to clear all our debts with a little tiny bit left over and that is what I plan to do with it. I thought about reducing the mortgage/investing but I know what we are like and if I just pay things off (when the 0%'s end) then we can't fritter it on holidays!

    Once everything is paid off we will be £140 down each month but that is almost covered by the child allowance so in theory we wont be any worse off - I will have to stick to budgets but I can't help feel i'm missing something. Its really scary but i'm going for it and am looking forward to having some time off before I start job hunting.

    Good luck for your job search cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
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