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9 areas of my life are a mess, I will make each area better every day in 2010

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  • Day 12 no smoking. Also working like a dawg. Must sleep now.... lol :)
    I can choose happiness whenever I wish no matter what my circumstances
    Debt 05.11.11 £668
    Luck is when preparation meets opportunity
  • GetRealBabe
    GetRealBabe Posts: 2,258 Forumite
    Tenth Anniversary 1,000 Posts Photogenic
    Day 12 no smoking. Also working like a dawg. Must sleep now.... lol :)

    Hi

    Well done with the no smoking.

    I've been doing lots of baking mainly bread, cakes and crumbles. My new electric cooker has revolutionised my life.:j:)
    Sealed Pot Challenge No 089-Finally got a signature.:rotfl::j

  • Hi

    Well done with the no smoking.

    I've been doing lots of baking mainly bread, cakes and crumbles. My new electric cooker has revolutionised my life.:j:)

    Thanks GRB! I would do more baking but I'm not attentive enough and they come out all wrong. My dd2 aged 12 is much better at it and makes yummy cupcakes for me xxx

    Hope you are all have a great wekend x
    I can choose happiness whenever I wish no matter what my circumstances
    Debt 05.11.11 £668
    Luck is when preparation meets opportunity
  • Got £67 tax rebate from 2008/9 yesterday, plus all my tax credits went in account today from starting work on 1st Nov, there is light at the end of the tunnel xxx
    I can choose happiness whenever I wish no matter what my circumstances
    Debt 05.11.11 £668
    Luck is when preparation meets opportunity
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    is the rebate and the tax credits enough to get you debt free?
    good luck with plodding on
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • chevalier wrote: »
    is the rebate and the tax credits enough to get you debt free?
    good luck with plodding on
    chev

    Not on their own, but I have been doing a bit of 'up your income' stuff which is starting to come to fruition, early in the new year I should be debt free. Just waiting to get all the figures in re. housing benefit etc to see what my income/outgoings amount to then will work out how things are going to pan out. Needles to say I have been feeling enormous relief regarding my finances since I started back to work, even if it does mean 9 til 6.30pm some days and my kids are moaning they never see me........I just keep reminding them of how skint we have been to how things are starting to get better, like new clothes, nice food and mum's self-esteem
    I can choose happiness whenever I wish no matter what my circumstances
    Debt 05.11.11 £668
    Luck is when preparation meets opportunity
  • Having a curry night at my house tonight, got so much to do but going to open a Stella and wing it x
    I can choose happiness whenever I wish no matter what my circumstances
    Debt 05.11.11 £668
    Luck is when preparation meets opportunity
  • Enjoy your curry night tonight - I am at my sisters tonight for a spanish night. Well done on the no smoking too
    Miss O x
    Emergency Savings Fund - £1100
    2015 Mortgage overpayments = £
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good to see you back.
    Sorry about your friend.
    Good news on the debts.
    Curry~yum :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Love-sick, here I go again......lol:D
    I can choose happiness whenever I wish no matter what my circumstances
    Debt 05.11.11 £668
    Luck is when preparation meets opportunity
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